Independent Mortgage Adviser in Widnes

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What Our Clients Say About Us

5.0 Based on 142 reviews from review us onAreti D. ★★★★★ Absolutely thrilled with the exceptional service provided by Ascot Mortgages Ltd and especially by Natalia Barry! Even though our home purchase hasn't been completed yet, we couldn't wait to share our positive experience. From the moment we reached out, their professionalism and expertise shone through, making the daunting process of securing a mortgage a breeze.Not only did Natalia navigate the intricacies of the mortgage market with finesse, but they went above and beyond by suggesting other high-quality services, including solicitors and insurance providers. This comprehensive approach is making the entire home-buying journey seamless and stress-free.Natalia took the time to understand our unique needs and financial situation, ensuring that the options presented were tailored perfectly.Communication is prompt and clear throughout, leaving us feeling informed and confident at every stage. Natalia had our best interests at heart, going the extra mile to secure a fantastic mortgage deal.We cannot recommend Ascot Mortgages and Natalia highly enough. If you're in need of mortgage assistance, look no further. With their expertise and dedication to client satisfaction, you're in the best hands possible. A huge thank you to Natalia for making our home-buying experience a dream come true!Ashley Cox 1. ★★★★★ Would 100% recommend. Myself and my partner are currently going through the mortgage process as first time buyers. Natalia Barry has dealt with our application from day one. She has always been on hand to help, informative throughout and reliable when we have had questions. She has given us several options and broken them down into simple terms to help us. Natalia has truly been exceptional who deserves every bit of credit. We certainly got lucky having her as our first mortgage consultant.Dominik S. ★★★★★ Alison and the Ascot Team are excellent. I have used them for 5 years now and they deliver the most competitive mortgage deals fast. Just what I need. Thank you!Eric T. ★★★★★ We have dealt with Ascot Mortgages twice. Once for a mortgage about eleven years ago and recently for life insurance.In both cases we were treated with the utmost respect and professionalism.In the case of the life insurance application, we considered ourselves to be problem customers because of our age and numerous health issues.Richard Johnson, who managed this application couldn't have been more helpful.He worked in our best interest and was dedicated to providing an excellent service.We were kept up to date through all of the stages of the application and when our doctors were very slow in producing medical reports for the insurance company he persisted where others might have given up.The service we had from Richard was pleasant and professional throughout some difficult stages.My wife and I have no hesitation in recommending Ascot Mortgages.Zack R. ★★★★★ Having dealt with Ascot Mortgages and Alison for many years now I can say that you wont find a more professional, knowledgeable and efficient company to help with your mortgage. Alison is patient and makes the whole process seem easy. She has the answer to any question you have and seems to genuinely care. I can not recommend enough. I am sure I will be using Ascot Mortgages for years to come.Umair Z. ★★★★★ It has been a fantastic experience to work with both Phil and Jardelle at Ascot Mortgages to secure a mortgage product for my first home. Phil made the mortgage process smooth and easy. They are professionals and know what they are doing. Very pleased with the service and communication. would highly recommend them.Hello at NLP West M. ★★★★★ I needed a buy to let re-mortgage. Ascot were efficient from start to finish. I can recommend them completely especially because they can search the whole spectrum of mortgage lenders and meet the clients needs. never waiting for staff to get back and always kept me in the loop.Onohomen O. ★★★★★ ZHOU J. ★★★★★ It has been a brilliant experience to work with both Phil and Jardelle at Ascot Mortgages to secure a great mortgage product for our next home. Given how challenging the current market is, they have done a fantastic job to meet our needs with their expertise, professionalism and effectiveness. We would highly recommend their services to whom seeks help with their property purchase.Nicholas S. ★★★★★ Fantastic service. Ellie and Jardelle were always quick to reply to any queries and very helpful throughout the process. Highly recommend!Stacey S. ★★★★★ Jason was brilliant to work with! Always on top of the transaction! Would highly recommend 👍Scott ★★★★★ Although I've not bought anything yet, they (Jason in particular) have been super helpful in my search for the right mortgage deal, whilst also giving an honest opinion during these difficult times. Would highly recommend.Sandra I. ★★★★★ Fantastic from start to finish! Natalia and Jason found me the best rate for my remortgage and they were extremely efficient! Best service I’ve ever received from a brokerage company. Thanks so much.Virmantas N. ★★★★★ Amazing service and great communication. Ellie Morgan had quickly completed all requests and over delivered all expectations.Highly recommended for those who want to get the stuff done without any delays!David W. ★★★★★ I have used ascot for 3 renewals since they done helped me with my purchase which was complicated and will continue to use them going forward. Very fair prices and very helpful and knowledgeable even with just general information.Adam B. ★★★★★ Natalia made life very easy for us when remortgaging. Third time using ascot always a breezeTaff G. ★★★★★ Ascot Mortgages have been brilliant. Easy to work with and incredibly helpful. I am always happy to recommend them. Natalia and Jason have made the whole process much easier than I was expecting. Excellent service.Daryl L. ★★★★★ We've had a fantastic experience with Natalia Barry and Jason Jones at Ascot Mortgages for our property purchases and refinancing. Their expertise, coupled with genuine care and understanding of our needs, made the process smooth and stress-free.They were consistently communicative, keeping us informed at every step. Their assistance in consolidating our protection cover was invaluable, simplifying what could have been a complex process.What set them apart was their personal touch – always polite and ready to pick up the phone for a chat. This level of personal engagement is rare and much appreciated.In short, Natalia and Jason are not just skilled professionals but also truly dedicated to their clients. We highly recommend their services to anyone in need of mortgage advice.Sarah A. ★★★★★ I have used this firm for several years and they have always been super helpful and supportive, attentive and resolved issues in really useful ways. Shout out to Alison, Ellie and Jardelle (and the team!)Georgia W. ★★★★★ We worked with Ellie to secure our mortgage and protection, and she was a dream! Being a first time buyer, I was quite clueless about the process, and in a time where mortgage rates have been quite high, she worked right til the end to make sure we were getting our mortgage at the best possible rate and was always available to answer all questions I had. Can't recommend enough 🙂Richard D. ★★★★★ Laura S. ★★★★★ As a first time buyer, trying to navigate through potential mortgages was a very daunting thought. Ascot Mortgages were recommended to me and I've been extremely happy with the service provided. They have guided me through every step and I finally have a mortgage. Very pleased and would recommend.Lucy B. ★★★★★ Having Phil as my mortgage advisor was great from the very start! He is down to earth and speaking to him was always a pleasure. The kindness, compassion and support I have been given all the way through what can be a stressful process was immeasurable. Phil and Jardelle worked as a solid team and was able to make me feel at ease all the way through buying my first home. The team were always available and the communication between everyone was always clear and I felt safe in the hands of the company as a whole. Thank you for helping me buy my first home!Flora R. ★★★★★ I worked with Richard (Protection Adviser) for a couple of days to sort out life and critical illness insurance. Absolutely brilliant, he found me and my husband the perfect policy. Very knowledgeable and easy to get on, he definetely makes things easy to understand. Thank you for the great service provided.Matthew R. ★★★★★ I've dealt with Phil at Ascot Mortgages for a while now and Phil always comes back back to me with the right plan.Keep the good work up!js_loader

Your Mortgage Options in Widnes

Natalia Barry

First-Time Buyer Mortgages in Widnes

For first-time buyers, the journey to homeownership begins with understanding your mortgage options in Widnes. An independent mortgage advisor in Widnes can guide you through various available mortgage products that best fit your needs and financial situation.

  • Consultation: A free consultation with a mortgage advisor in Widnes to review your financial status and discuss potential mortgage rates.
  • Property Selection: Help in selecting the right property within your budget.
  • Mortgage Application: Assistance in filing the mortgage application with all necessary documents.

Moving Home Mortgages in Widnes

Moving homes can be a stressful process, but with the help of an independent mortgage broker in Widnes, it can be seamless. We offer:

  • A review of your existing mortgage
  • Recommendations on porting your mortgage or finding a new deal
  • Assistance with all the paperwork involved in the transition

Buy to Let Mortgage Widnes

Investing in a buy-to-let property in Widnes? Your financial mortgage adviser in Widnes will:

  • Provide a comparison of the best buy-to-let mortgages available
  • Help in understanding tax implications
  • Discuss property management responsibilities

Remortgaging in Widnes

Remortgaging can save you money or help you borrow additional funds. The process includes:

  • Evaluating current mortgage deals versus your existing one
  • Calculating potential savings or additional borrowing
  • Finalising the remortgage with minimal disruption

Self Employed Mortgages Widnes

Self-employed individuals may find getting a mortgage challenging due to fluctuating incomes. An independent mortgage advisor in Widnes provides:

  • Expert advice on proof of income requirements
  • Information on lenders who specialise in self-employed mortgages
  • Guidance on the application process tailored to your unique situation

Mortgage Options for Over 50s in Widnes

Older borrowers have specific needs, and independent mortgage brokers in Widnes offer products such as:

  • Retirement interest-only mortgages
  • Equity release schemes
  • Standard mortgages with age considerations

Get a Great Deal on Your Mortgage in Widnes

Finding the right mortgage involves understanding all available options and comparing them to find the best fit. A professional mortgage advisor will assist you in this process, ensuring you get the best possible deal tailored to your personal circumstances.

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8 Webster Ct, Westbrook Warrington, WA5 8WD

Monday

9:00 am – 5:30 pm

Tuesday

9:00 am – 5:30 pm

Wednesday

9:00 am – 5:30 pm

Thursday

9:00 am – 5:30 pm

Friday

9:00 am – 3:00 pm

Saturday

CLOSED

Sunday

CLOSED

Meet Our Team

Stages of Mortgage Loan Processing

Book Online

Schedule an initial free mortgage consultation online with your mortgage advisor in Widnes.

Free Mortgage Appointment

Take advantage of a free mortgage consultation with one of our experts in Widnes. This no-obligation appointment is an excellent opportunity to discuss your needs and explore your options.

Finding a Suitable Product

Your advisor will search thousands of products to find the one that best suits your situation.

Submit Your Application

Once you have chosen the best mortgage, we will help you with the application process. Our team in Widnes will support you in preparing all necessary documents and submit your application to the lender.

FAQ

Typically, you’ll need:

  • Proof of income (payslips, tax returns)
  • Proof of identity and residency
  • Credit history report

From application to approval, the process can take anywhere from a few weeks to a few months, depending on your circumstances and the lender’s requirements.

The required deposit can vary widely, but generally, you will need at least 5-20% of the property’s purchase price. Higher deposits can often secure better mortgage rates.

Yes, second mortgages are possible but depend on your existing home equity and financial status.

  1. Consultation: Understand your financial situation and needs.
  2. Product Search: Find the right mortgage product.
  3. Application: Submit all required documents and apply.

It’s an opportunity to discuss your needs with no obligation to proceed, providing a tailored advice session to start your mortgage journey right.

We Search 1000s of Mortgages in Widnes

Let us help you navigate the complex mortgage landscape to find the perfect deal for you, whether you’re buying a home, remortgaging, or investing in property.

Contact

For more information or to book an appointment, contact us. We are here to help with all your mortgage needs.

Contact Us

*Privacy Notice - Any information provided will be treated with confidentiality and will only be accessible within Ascot Mortgages