Independent Mortgage Adviser in Runcorn

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What Our Clients Say About Us

5.0 Based on 142 reviews from review us onAreti D. ★★★★★ Absolutely thrilled with the exceptional service provided by Ascot Mortgages Ltd and especially by Natalia Barry! Even though our home purchase hasn't been completed yet, we couldn't wait to share our positive experience. From the moment we reached out, their professionalism and expertise shone through, making the daunting process of securing a mortgage a breeze.Not only did Natalia navigate the intricacies of the mortgage market with finesse, but they went above and beyond by suggesting other high-quality services, including solicitors and insurance providers. This comprehensive approach is making the entire home-buying journey seamless and stress-free.Natalia took the time to understand our unique needs and financial situation, ensuring that the options presented were tailored perfectly.Communication is prompt and clear throughout, leaving us feeling informed and confident at every stage. Natalia had our best interests at heart, going the extra mile to secure a fantastic mortgage deal.We cannot recommend Ascot Mortgages and Natalia highly enough. If you're in need of mortgage assistance, look no further. With their expertise and dedication to client satisfaction, you're in the best hands possible. A huge thank you to Natalia for making our home-buying experience a dream come true!Ashley Cox 1. ★★★★★ Would 100% recommend. Myself and my partner are currently going through the mortgage process as first time buyers. Natalia Barry has dealt with our application from day one. She has always been on hand to help, informative throughout and reliable when we have had questions. She has given us several options and broken them down into simple terms to help us. Natalia has truly been exceptional who deserves every bit of credit. We certainly got lucky having her as our first mortgage consultant.Dominik S. ★★★★★ Alison and the Ascot Team are excellent. I have used them for 5 years now and they deliver the most competitive mortgage deals fast. Just what I need. Thank you!Eric T. ★★★★★ We have dealt with Ascot Mortgages twice. Once for a mortgage about eleven years ago and recently for life insurance.In both cases we were treated with the utmost respect and professionalism.In the case of the life insurance application, we considered ourselves to be problem customers because of our age and numerous health issues.Richard Johnson, who managed this application couldn't have been more helpful.He worked in our best interest and was dedicated to providing an excellent service.We were kept up to date through all of the stages of the application and when our doctors were very slow in producing medical reports for the insurance company he persisted where others might have given up.The service we had from Richard was pleasant and professional throughout some difficult stages.My wife and I have no hesitation in recommending Ascot Mortgages.Zack R. ★★★★★ Having dealt with Ascot Mortgages and Alison for many years now I can say that you wont find a more professional, knowledgeable and efficient company to help with your mortgage. Alison is patient and makes the whole process seem easy. She has the answer to any question you have and seems to genuinely care. I can not recommend enough. I am sure I will be using Ascot Mortgages for years to come.Umair Z. ★★★★★ It has been a fantastic experience to work with both Phil and Jardelle at Ascot Mortgages to secure a mortgage product for my first home. Phil made the mortgage process smooth and easy. They are professionals and know what they are doing. Very pleased with the service and communication. would highly recommend them.Hello at NLP West M. ★★★★★ I needed a buy to let re-mortgage. Ascot were efficient from start to finish. I can recommend them completely especially because they can search the whole spectrum of mortgage lenders and meet the clients needs. never waiting for staff to get back and always kept me in the loop.Onohomen O. ★★★★★ ZHOU J. ★★★★★ It has been a brilliant experience to work with both Phil and Jardelle at Ascot Mortgages to secure a great mortgage product for our next home. Given how challenging the current market is, they have done a fantastic job to meet our needs with their expertise, professionalism and effectiveness. We would highly recommend their services to whom seeks help with their property purchase.Nicholas S. ★★★★★ Fantastic service. Ellie and Jardelle were always quick to reply to any queries and very helpful throughout the process. Highly recommend!Stacey S. ★★★★★ Jason was brilliant to work with! Always on top of the transaction! Would highly recommend 👍Scott ★★★★★ Although I've not bought anything yet, they (Jason in particular) have been super helpful in my search for the right mortgage deal, whilst also giving an honest opinion during these difficult times. Would highly recommend.Sandra I. ★★★★★ Fantastic from start to finish! Natalia and Jason found me the best rate for my remortgage and they were extremely efficient! Best service I’ve ever received from a brokerage company. Thanks so much.Virmantas N. ★★★★★ Amazing service and great communication. Ellie Morgan had quickly completed all requests and over delivered all expectations.Highly recommended for those who want to get the stuff done without any delays!David W. ★★★★★ I have used ascot for 3 renewals since they done helped me with my purchase which was complicated and will continue to use them going forward. Very fair prices and very helpful and knowledgeable even with just general information.Adam B. ★★★★★ Natalia made life very easy for us when remortgaging. Third time using ascot always a breezeTaff G. ★★★★★ Ascot Mortgages have been brilliant. Easy to work with and incredibly helpful. I am always happy to recommend them. Natalia and Jason have made the whole process much easier than I was expecting. Excellent service.Daryl L. ★★★★★ We've had a fantastic experience with Natalia Barry and Jason Jones at Ascot Mortgages for our property purchases and refinancing. Their expertise, coupled with genuine care and understanding of our needs, made the process smooth and stress-free.They were consistently communicative, keeping us informed at every step. Their assistance in consolidating our protection cover was invaluable, simplifying what could have been a complex process.What set them apart was their personal touch – always polite and ready to pick up the phone for a chat. This level of personal engagement is rare and much appreciated.In short, Natalia and Jason are not just skilled professionals but also truly dedicated to their clients. We highly recommend their services to anyone in need of mortgage advice.Sarah A. ★★★★★ I have used this firm for several years and they have always been super helpful and supportive, attentive and resolved issues in really useful ways. Shout out to Alison, Ellie and Jardelle (and the team!)Georgia W. ★★★★★ We worked with Ellie to secure our mortgage and protection, and she was a dream! Being a first time buyer, I was quite clueless about the process, and in a time where mortgage rates have been quite high, she worked right til the end to make sure we were getting our mortgage at the best possible rate and was always available to answer all questions I had. Can't recommend enough 🙂Richard D. ★★★★★ Laura S. ★★★★★ As a first time buyer, trying to navigate through potential mortgages was a very daunting thought. Ascot Mortgages were recommended to me and I've been extremely happy with the service provided. They have guided me through every step and I finally have a mortgage. Very pleased and would recommend.Lucy B. ★★★★★ Having Phil as my mortgage advisor was great from the very start! He is down to earth and speaking to him was always a pleasure. The kindness, compassion and support I have been given all the way through what can be a stressful process was immeasurable. Phil and Jardelle worked as a solid team and was able to make me feel at ease all the way through buying my first home. The team were always available and the communication between everyone was always clear and I felt safe in the hands of the company as a whole. Thank you for helping me buy my first home!Flora R. ★★★★★ I worked with Richard (Protection Adviser) for a couple of days to sort out life and critical illness insurance. Absolutely brilliant, he found me and my husband the perfect policy. Very knowledgeable and easy to get on, he definetely makes things easy to understand. Thank you for the great service provided.Matthew R. ★★★★★ I've dealt with Phil at Ascot Mortgages for a while now and Phil always comes back back to me with the right plan.Keep the good work up!js_loader

Your Mortgage Options in Runcorn

Natalia Barry

First-Time Buyer Mortgages in Runcorn

If you’re a first-time buyer in Runcorn, an independent mortgage adviser can help simplify the daunting process of buying your first home. They provide personalised advice, guiding you through different mortgage products that suit your financial situation.

Benefits of Using an Independent Advisor:

  • Access to a wide range of lenders.
  • Personalised advice based on your financial circumstances.
  • Assistance with understanding complex mortgage terms and conditions.

Moving Home Mortgages in Runcorn

When moving homes in Runcorn, securing a mortgage that aligns with your new needs is crucial. Your mortgage broker Runcorn will review your current mortgage and suggest the best options, whether you’re upsizing or downsizing.

Buy to Let Mortgage Runcorn

For investors looking to purchase property in Runcorn, obtaining a buy-to-let mortgage is a key step. Your independent mortgage broker Runcorn will help you navigate the complexities of these mortgages and find competitive rates.

Remortgaging in Runcorn

Remortgaging can offer you better interest rates and suitable terms. Whether it’s to reduce monthly payments or consolidate debts, your financial mortgage adviser Runcorn will provide crucial insights and options.

Self Employed Mortgages Runcorn

Navigating mortgage applications as a self-employed individual in Runcorn can be challenging. An experienced mortgage advisor Runcorn will help you gather the necessary documentation and present your finances favourably to lenders.

Mortgage Options for Over 50s in Runcorn

Older borrowers have specific needs, and independent mortgage brokers in Runcorn offer products such as:

  • Retirement interest-only mortgages
  • Equity release schemes
  • Standard mortgages with age considerations

Get a Great Deal on Your Mortgage in Runcorn

Finding the right mortgage product is essential. Here, we break down how to secure a favourable deal:

  1. Assess Your Financial Health: Before applying, ensure your credit score and financial documents are in order.
  2. Compare Multiple Lenders: Don’t settle on the first offer. Compare terms from various lenders to find the best deal.
  3. Use a Mortgage Calculator: Understand how much you can afford to borrow and repay.
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8 Webster Ct, Westbrook Warrington, WA5 8WD

Monday

9:00 am – 5:30 pm

Tuesday

9:00 am – 5:30 pm

Wednesday

9:00 am – 5:30 pm

Thursday

9:00 am – 5:30 pm

Friday

9:00 am – 3:00 pm

Saturday

CLOSED

Sunday

CLOSED

Meet Our Team

Stages of Mortgage Loan Processing

Book Online

Start your mortgage process by booking an online consultation. This initial step will help you outline your needs and set up a meeting with a mortgage specialist.

Free Mortgage Appointment

During your free consultation, your advisor will review your financial situation and discuss different mortgage options available in Runcorn.

Finding a Suitable Product

Your advisor will help you find the most suitable mortgage product based on your specific needs and financial situation.

Submit Your Application

Once a suitable product is identified, your advisor will assist you in preparing and submitting your mortgage application.

FAQ

Typically, you’ll need:

  • Proof of income (payslips, tax returns)
  • Proof of identity and residency
  • Credit history report

The process can take anywhere from a few weeks to a few months, depending on various factors including lender efficiency and your financial situation.

Most mortgage types require a deposit between 5-20% of the property’s value, though specific requirements can vary.

Yes, second mortgages are possible but depend on your existing home equity and financial status.

It involves several stages: consultation, application preparation, submission, and final approval.

It’s an opportunity to discuss your needs with no obligation to proceed, providing a tailored advice session to start your mortgage journey right.

We Search 1000s of Mortgages in Runcorn

By leveraging extensive market access, we ensure you receive the best possible mortgage deal tailored to your needs.

Contact

For more detailed advice or to start your mortgage application in Runcorn, contact our independent mortgage adviser team today.

Contact Us

*Privacy Notice - Any information provided will be treated with confidentiality and will only be accessible within Ascot Mortgages