Mortgages for Pilots, Airline Staff, and Cabin Crew: Your Path to a Secure Home Investment
Are you a pilot, airline staff member, or cabin crew professional based in the UK, looking to secure the best mortgage deal? Ascot
Mortgages for Freelancers
Freelancing has become increasingly popular in the UK, with more individuals opting for the flexibility and independence it offers. However, when it comes
Self-Employed Mortgages
The world of self-employed mortgages is a unique one, with its own set of rules and challenges. In this comprehensive guide, I, Alison
Mortgages for IT Contractors
Navigating the mortgage market as an IT contractor can be daunting. With fluctuating incomes and less conventional employment contracts, the path to homeownership
Mortgages for Police Officers
Police officers, with their stable incomes and reputable employment, stand in a unique position when stepping onto the property ladder. But, does this
Mortgages for Teachers
Welcome to Ascot Mortgages, where we transform your housing dreams into a reality. As a seasoned mortgage expert, I, Alison Gibson, have seen
Mortgages for Doctors
Welcome to the world of property finance where I, Alison Gibson, with a wealth of experience in the mortgage landscape, aim to demystify
Mortgages for Dentists
As a mortgage expert, I have come across numerous professional clients seeking advice tailored to their specific career path. Dentists, with their distinctive
Savings Tips and Tricks: Ascot Mortgages’ Guide to Financial Security
Building a strong savings foundation is not just about having money stashed away for a rainy day; it’s also a step towards a
How to Improve Your Credit Score: Expert Advice from Ascot Mortgages
A favourable credit score is the golden ticket to securing a mortgage at the best rates. As a potential homeowner, it’s imperative to
Top Tips for a Quick Mortgage Approval
Navigating the world of mortgages can be daunting, especially if you’re eager to get onto the property ladder quickly. At Ascot Mortgages, we
Is purchasing a house below market value a good idea?
Like all property investors, purchasing a house below market value can be seen as a dream. But there is more detail to the
Finance for Social Housing Tenants
Recently there has been a lot of investors asking about mortgages and finance for Social Housing Tenants. Especially those investors looking to diversify
HMO’s (House in multiple occupation) Mortgage Criteria
HMO’s, despite a lot of universities having to offer a lot more online lectures and less in-person seminars for a period of time
Why is purchasing with a Limited company popular?
From the tax year 2020/21, higher and additional tax rate (40% and 45% respectively) paying landlords who personally own buy to let property
What is the six-month rule for CML mortgage lenders?
Quite simply put, if you purchase a property with or without a mortgage most lenders will require that you own the property for
Can you get a buy to let mortgage with no income?
Most buy-to-let or BTL mortgage lenders base their lending decisions on the amount of rent the property will generate. Many lenders want rents
Are cheap mortgages rates a good deal?
A common requests we are asked as mortgage brokers is, “How much is the mortgage rate?” or “Is that the cheapest mortgage rate?”
Can you Gift Equity Release Funds to your Family?
There tends to be a number of myths and misconceptions around Equity Release and how it works, products in this market have evolved
Commercial property investors face changing markets
Commercial property investors face changing market Two rising trends that affect property investors are people working from home who do not need office
Paragon predicts buy to let growth
The Paragon Banking Group has forecast that, in 2018, their buy to let lending will exceed that of 2017 by as much as
Government land initiative to make it easier for developers
The government has recently created the Land Assembly Fund and the Small Sites Fund that is designed to release land for developers to
Landlords improve properties to be energy efficient and safer
According to data provided by AXA Insurance, more landlords have improved their properties over the last four years.
The long-term effects of the 2008 financial crisis
Ten years after the collapse of Lehman Brothers Banking, the effects of the 2008 financial crisis are still being felt. Financial experts want
