Is purchasing a house below market value a good idea?
Like all property investors, purchasing a house below market value can be seen as a dream. But there is more detail to the
Finance for Social Housing Tenants
Recently there has been a lot of investors asking about mortgages and finance for Social Housing Tenants. Especially those investors looking to diversify
HMO’s (House in multiple occupation) Mortgage Criteria
HMO’s, despite a lot of universities having to offer a lot more online lectures and less in-person seminars for a period of time
Why is purchasing with a Limited company popular?
From the tax year 2020/21, higher and additional tax rate (40% and 45% respectively) paying landlords who personally own buy to let property
What is the six-month rule for CML mortgage lenders?
Quite simply put, if you purchase a property with or without a mortgage most lenders will require that you own the property for
Can you get a buy to let mortgage with no income?
Most buy-to-let or BTL mortgage lenders base their lending decisions on the amount of rent the property will generate. Many lenders want rents
Are cheap mortgages rates a good deal?
A common requests we are asked as mortgage brokers is, “How much is the mortgage rate?” or “Is that the cheapest mortgage rate?”
Can you Gift Equity Release Funds to your Family?
There tends to be a number of myths and misconceptions around Equity Release and how it works, products in this market have evolved
Commercial property investors face changing markets
Commercial property investors face changing market Two rising trends that affect property investors are people working from home who do not need office
Paragon predicts buy to let growth
The Paragon Banking Group has forecast that, in 2018, their buy to let lending will exceed that of 2017 by as much as
Government land initiative to make it easier for developers
The government has recently created the Land Assembly Fund and the Small Sites Fund that is designed to release land for developers to
Landlords improve properties to be energy efficient and safer
According to data provided by AXA Insurance, more landlords have improved their properties over the last four years.
The long-term effects of the 2008 financial crisis
Ten years after the collapse of Lehman Brothers Banking, the effects of the 2008 financial crisis are still being felt. Financial experts want
Optimistic or pessimistic about buy to let investing?
In recent months there have been contradictory headlines about the buy to let market. Some media are pessimistic, saying that there is a
Commercial mortgages affected by broadband speed
Many business owners will not consider a commercial property lease without first checking broadband speeds.
Is paperless the future of mortgages?
RBS, NatWest and Ulster Bank have been using technology to complete paperless mortgages. These were launched in 2017, and now RBS has reviewed
Buy to let mortgage rates rise
In August the Bank of England increased its base interest rate by 0.25%. This rate rise has led to buy-to-let mortgage rate increases
Will technology disrupt mortgage industry?
According to Intelenet Global Services, there are a number of businesses that aim to use technology to disrupt the process of buying property.
Lord Fox makes case to abolish business rates
Liberal Democrat Lord Fox has argued against the business rates system
Buy to let landlords switch to commercial property
An increasing number of landlords are looking at commercial property investing because tax and regulation changes have made buy to let investing more
Property provides strong yields investors looking for
Following the 2008 financial crisis, investors have found it both more difficult to find high-income yield investments and loans to finance investments.
Report reveals best university towns for buy to let
Property website Zoopla has published a list of the best university towns for buy to let landlords.
Long-term fixed rate mortgages provide accurate business forecasts
Many lenders offer fixed rate commercial mortgages for buy to let landlords and this sort of arrangement makes it easier to create accurate
Yorkshire commercial property deals second to London
Figures released by property data organisation Datscha showed that Yorkshire commercial property deals totalled over £829 million in the first six months of
