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Independent Mortgage Adviser in Warrington

If you’re looking for expert mortgage advice, Ascot Mortgages is here to help. We offer clear, personalised guidance and access to a wide range of mortgage options. Book your free, no-obligation consultation today.

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Who we are

At Ascot Mortgages, we’re proud to be a trusted, family-run mortgage adviser based in Warrington. With over 17 years of industry experience, we offer tailored mortgage and protection solutions to clients across the North West and throughout the UK. Our strong local knowledge and national reach mean we can support you whether you’re buying a home, investing in buy-to-let, purchasing a commercial property or exploring more complex finance options.

Whatever your goals, we’re here to help you make confident, informed decisions. Get in touch with us today to find out more.

Why choose us

Over 17 years of industry experience – We’ve been helping clients navigate the mortgage market for nearly two decades. Our detailed understanding of lenders, rates and financial products allows us to offer informed, helpful advice for the current market.

Independent and family-run – As a family business, we value long-term relationships and personal service. This means you’ll deal with advisers who genuinely care about your outcome and will support you every step of the way.

Tailored, whole-of-market advice – Not tied to any particular lender, Ascot Mortgages provides independent advice, searching the entire market to find mortgage solutions that best fit individual client needs and ensure they get the best deal possible.

In-depth local and national knowledge – Based in Warrington, not only do we know the North West property market inside out, our services extend nationwide. Whether you’re moving locally or investing further afield, we have the insight to help.

Free, no-obligation consultation – We offer free initial consultations, providing clients with expert advice without any pressure to commit, ensuring they can make informed decisions about their financial future.

Client satisfaction – We have built a reputation for delivering exceptional service and results, with 83% of our business coming from repeat clients and referrals from satisfied customers.

What Our Clients Say About Us

5.0

Based on 167 reviews

See all reviews

Holly A.

Sorry very late with this review!Excellent service regular communication. Reassuring staff that help every step of the way and are extremely patient and supportive. I have used them twice and will continue to do so. Natalia and James thank you for all your work.

Rachael G.

Fabulous service from Natalia and Matthew, extremely professional and friendly, kept us up to date with everything and nothing was too much trouble. Highly recommended

Chris H.

Im a first time buyer and have been dealing with Natalia from Ascot mortgages. She has been great and has made this process very easy and stress free. There has been no pressure and total clarity and she has been a pleasure to deal with. Always very quick to respond to emails and readily contactable by phone. I would definitely recommend them and in particular, Natalia.

Natalie B.

As a solo buyer, Courtney’s advice has been absolutely invaluable. She is highly professional yet incredibly approachable, always taking the time to answer any question—no matter how big or small. She explores all options thoroughly, and I completely trust her guidance.From supporting me with putting an offer on a house to explaining mortgage rates, income protection, and so much more, Courtney has been exceptional every step of the way. The ability to WhatsApp her with questions and receive timely updates has made the entire process seamless and stress-free.I’ve already recommended Courtney and Ascot Mortgages to friends, and I wouldn’t hesitate to use her again in the future. If you’re looking for a knowledgeable, supportive, and dedicated mortgage advisor, I highly recommend her!

Danny B.

Approaching 3 years now using Alison and team at Ascot. I can’t speak highly enough of the whole group. As a busy property investor, having an accessible, proactive and results focused team at the end of the phone eliminates the stress and challenges with mortgage applications and securing the best deal to suit my ever-changing strategic needs. I’ve always been impressed with the teams ability to help me work through different lenders criteria and ensure I achieve the best products and outcomes for my business, the team truly are worth their weight in gold and I can’t thank them enough for their partnership over the last few years.

Kieran H.

I’ve recently used ascot mortgages to get a mortgage on my second home. Phil and Matthew were brilliant, kept us up to date all throughout the process and quickly answered any questions we had. I would definitely recommend

Adrian L.

I had previously used Ascot to find a good mortgage deal and approached them to do so again in more complex circumstances. They took the challenge on and, having found an interested lender, worked hard to bring it to a successful completion, overcoming any external obstacles that arose. Thank you Natalia and Matt.

Rachael D.

We’ve worked with Alison at Ascot Mortgages on multiple occasions, and every time she’s been incredible. Alison is so easy to work with—she’s professional, patient, and always makes sure we understand every step. She found us great rates and made what could be a stressful process feel smooth and manageable. We’re so grateful for her and the teams help and wouldn’t trust anyone else with our mortgage needs!

Caroline C.

Explained every step clearly to me of buying my house. Explaining what and why solicitors and other companies involved are asking of me and why and always saying to contact them with any questions. Made me feel very supported and secure will definitely recommend and use again.

Areti D.

I can't say enough about the excellent care I received from my Ascot Mortgages, particularly Richard. From the start, his professionalism, friendliness, and genuine support were evident. Richard went above and beyond to explain everything in detail, making me feel totally informed and at ease throughout the process. His skill and attention to detail were obvious, but it was his personal touch and desire to go above and beyond that truly stood out. I felt totally cared for and supported. Highly recommend to anyone searching for excellent advice and service!

Stephen J.

I have worked with Ascot Mortgages for over 5 years now. They’ve helped me secure over 10 mortgages in that time.Recently I’ve been working a lot with Natalia Barry and Matthew Bradburn, who have both been outstanding. Whenever I have a question, they always have the answer immediately or will find it very quickly.For anyone in search of a friendly, reliable service, Ascot Mortgages are definitely right for you.

Chelsea O.

An excellent company, so welcoming from the get go. Thanks to Jardelle for helping me secure my first mortgage, always kept me upto date. 100% recommended, they take that extra stress away form you. You'll definitely here from me again when it's time to remortgage 🙂

Michael Y.

Ascot Mortgages were absolutely fantastic in helping me secure a buy to let mortgage. Natalia was amazing throughout the whole process and always made herself available for any issues that I had, along with Matthew.Couldn’t thank them both enough for securing my mortgage on what was such a complex case and will 100% be using them in the future.

kami R.

Wow what a great company and peopledidn’t expect getting a mortgage and buying a house would be so easy, Tracey and Richard are extremely professionalmade the entire process so easyDeserve more than 5 stars !!!!!!! Alison should be proud 🙏🏼

Daniel G.

Can't thank Phil Greenwood and the Ascot Mortgage team enough. Im a returning customer who has used them for many commercial mortgages and ive also worked with Phil on both commercial and personal Bridging Finance. Everything is explained and if we hit a hurdle Ascot are looking for other options or alternatives. 5 star service in every manner. Fee's are discussed and always competitive so Ive never had to look elsewhere. Will continue to used Ascot for every aspect of lending I need.

Claire

Alison has been looking after my mortgage requirements over many years and is approachable knowlegable and professional. She has found me the right mortgage every time and I have recommended her to my friends and they too have only good things to say about their experience of what can be a very stressful time.If you want a clear, down to earth and friendly service, you should give Alison and her team the chance to help you. You won't be dissapointed.

Oliver B.

Natalia and Matt at Ascot Mortgages are fantastic. 10/10 customer service. Natalia couldn’t do more to help us and Matt was fantastic at making sure the process was running smoothly. I will definitely be using them again.

Fatima B.

Did a remortgage application with Phil and Matthew, got the best service, very friendly and efficient, very supportive and kept myself update with progress with the application. Highly recommend

Molllie C.

Ascots mortgages really helped with my first house purchase and getting on the ladder. I had a complicated case but my case manager Phil greenwood handled it really well, answering all my questions and there were many. 100% I would recommend

Louise O.

Another great mortgage sourced for me by Ascot Mortgages. Definitely my "go to" mortgage broker. Phil Greenwood is knowledgeable, positive, friendly and efficient.

Maguire Family Law S.

We received a first class service from Ascot. Phil Greenwood assisted us with a commercial mortgage. It is rare to find anyone as efficient and communicative, especially during a stressful transaction. We would highly recommend.

Lee M.

I recently had to renew my mortgage. I contacted Phil Greenwood who I had used last time as he was really good in the past. He was brilliant again and I can't thank him enough. He was great at explaining everything to me so I understood what was going on at every step and also kept me informed and upto date. If you're looking for someone to help with your remortgage or a new mortgage who knows his stuff and can get you the best deal for you then I can highly recommend Phil Greenwood at Ascot Mortgages, he's brilliant at what he does and I will 100% be using him when my renewal is due.

Alan D.

Many thanks to Ascot Mortgages for arranging the best deal for the remortgage on our flat. They kept us updated and Alison and the team, as always came through with our deal to help us avoid paying extortionate costs on what would have been our new standard variable rate deal going forward.Highly recommended!!

Elliot E.

Phil Greenwood was fantastic in assisting us in getting our BTL mortgage when several other mortgage brokers were not able to, given our particular circumstances and self employed status. From starting with an initial call right through to the finish, communication was excellent and we're absolutely thrilled. Thank you, Ascot Mortgages for such a professional service.

vanessa G.

We had great experience with Natalia. She provided prompt and excellent service throughout our house purchase process.We highly recommend Natalia for mortgage advise

Flora R.

I worked with Richard (Protection Adviser) for a couple of days to sort out life and critical illness insurance. Absolutely brilliant, he found me and my husband the perfect policy. Very knowledgeable and easy to get on, he definetely makes things easy to understand. Thank you for the great service provided.

Debbie P.

Cannot speak highly enough of Ascot Mortgages who have helped me on my journey over the last seven years. They have made the dream property possible twice. Thank you to Alison, Jardelle and all the team. I am very grateful.

Areti D.

Absolutely thrilled with the exceptional service provided by Ascot Mortgages Ltd and especially by Natalia Barry! Even though our home purchase hasn't been completed yet, we couldn't wait to share our positive experience. From the moment we reached out, their professionalism and expertise shone through, making the daunting process of securing a mortgage a breeze.Not only did Natalia navigate the intricacies of the mortgage market with finesse, but they went above and beyond by suggesting other high-quality services, including solicitors and insurance providers. This comprehensive approach is making the entire home-buying journey seamless and stress-free.Natalia took the time to understand our unique needs and financial situation, ensuring that the options presented were tailored perfectly.Communication is prompt and clear throughout, leaving us feeling informed and confident at every stage. Natalia had our best interests at heart, going the extra mile to secure a fantastic mortgage deal.We cannot recommend Ascot Mortgages and Natalia highly enough. If you're in need of mortgage assistance, look no further. With their expertise and dedication to client satisfaction, you're in the best hands possible. A huge thank you to Natalia for making our home-buying experience a dream come true!

Ashley Cox 1.

Would 100% recommend. Myself and my partner are currently going through the mortgage process as first time buyers. Natalia Barry has dealt with our application from day one. She has always been on hand to help, informative throughout and reliable when we have had questions. She has given us several options and broken them down into simple terms to help us. Natalia has truly been exceptional who deserves every bit of credit. We certainly got lucky having her as our first mortgage consultant.

Dominik S.

Alison and the Ascot Team are excellent. I have used them for 5 years now and they deliver the most competitive mortgage deals fast. Just what I need. Thank you!

Eric T.

We have dealt with Ascot Mortgages twice. Once for a mortgage about eleven years ago and recently for life insurance.In both cases we were treated with the utmost respect and professionalism.In the case of the life insurance application, we considered ourselves to be problem customers because of our age and numerous health issues.Richard Johnson, who managed this application couldn't have been more helpful.He worked in our best interest and was dedicated to providing an excellent service.We were kept up to date through all of the stages of the application and when our doctors were very slow in producing medical reports for the insurance company he persisted where others might have given up.The service we had from Richard was pleasant and professional throughout some difficult stages.My wife and I have no hesitation in recommending Ascot Mortgages.

Zack R.

Having dealt with Ascot Mortgages and Alison for many years now I can say that you wont find a more professional, knowledgeable and efficient company to help with your mortgage. Alison is patient and makes the whole process seem easy. She has the answer to any question you have and seems to genuinely care. I can not recommend enough. I am sure I will be using Ascot Mortgages for years to come.

Umair Z.

It has been a fantastic experience to work with both Phil and Jardelle at Ascot Mortgages to secure a mortgage product for my first home. Phil made the mortgage process smooth and easy. They are professionals and know what they are doing. Very pleased with the service and communication. would highly recommend them.

Hello at NLP West M.

I needed a buy to let re-mortgage. Ascot were efficient from start to finish. I can recommend them completely especially because they can search the whole spectrum of mortgage lenders and meet the clients needs. never waiting for staff to get back and always kept me in the loop.

Onohomen O.

ZHOU J.

It has been a brilliant experience to work with both Phil and Jardelle at Ascot Mortgages to secure a great mortgage product for our next home. Given how challenging the current market is, they have done a fantastic job to meet our needs with their expertise, professionalism and effectiveness. We would highly recommend their services to whom seeks help with their property purchase.

Nicholas S.

Fantastic service. Ellie and Jardelle were always quick to reply to any queries and very helpful throughout the process. Highly recommend!

Stacey S.

Jason was brilliant to work with! Always on top of the transaction! Would highly recommend 👍

Scott

Although I've not bought anything yet, they (Jason in particular) have been super helpful in my search for the right mortgage deal, whilst also giving an honest opinion during these difficult times. Would highly recommend.

Sandra I.

Fantastic from start to finish! Natalia and Jason found me the best rate for my remortgage and they were extremely efficient! Best service I’ve ever received from a brokerage company. Thanks so much.

Virmantas N.

Amazing service and great communication. Ellie Morgan had quickly completed all requests and over delivered all expectations.Highly recommended for those who want to get the stuff done without any delays!

David W.

I have used ascot for 3 renewals since they done helped me with my purchase which was complicated and will continue to use them going forward. Very fair prices and very helpful and knowledgeable even with just general information.

Adam B.

Natalia made life very easy for us when remortgaging. Third time using ascot always a breeze

Taff G.

Ascot Mortgages have been brilliant. Easy to work with and incredibly helpful. I am always happy to recommend them. Natalia and Jason have made the whole process much easier than I was expecting. Excellent service.

Daryl L.

We've had a fantastic experience with Natalia Barry and Jason Jones at Ascot Mortgages for our property purchases and refinancing. Their expertise, coupled with genuine care and understanding of our needs, made the process smooth and stress-free.They were consistently communicative, keeping us informed at every step. Their assistance in consolidating our protection cover was invaluable, simplifying what could have been a complex process.What set them apart was their personal touch – always polite and ready to pick up the phone for a chat. This level of personal engagement is rare and much appreciated.In short, Natalia and Jason are not just skilled professionals but also truly dedicated to their clients. We highly recommend their services to anyone in need of mortgage advice.

Sarah A.

I have used this firm for several years and they have always been super helpful and supportive, attentive and resolved issues in really useful ways. Shout out to Alison, Ellie and Jardelle (and the team!)

Georgia W.

We worked with Ellie to secure our mortgage and protection, and she was a dream! Being a first time buyer, I was quite clueless about the process, and in a time where mortgage rates have been quite high, she worked right til the end to make sure we were getting our mortgage at the best possible rate and was always available to answer all questions I had. Can't recommend enough 🙂

Richard D.

Laura S.

As a first time buyer, trying to navigate through potential mortgages was a very daunting thought. Ascot Mortgages were recommended to me and I've been extremely happy with the service provided. They have guided me through every step and I finally have a mortgage. Very pleased and would recommend.

Lucy B.

Having Phil as my mortgage advisor was great from the very start! He is down to earth and speaking to him was always a pleasure. The kindness, compassion and support I have been given all the way through what can be a stressful process was immeasurable. Phil and Jardelle worked as a solid team and was able to make me feel at ease all the way through buying my first home. The team were always available and the communication between everyone was always clear and I felt safe in the hands of the company as a whole. Thank you for helping me buy my first home!

Your Mortgage Options in Warrington

Here at Ascot Mortgages, we have a variety of mortgage options available suited to every client’s needs, whether residential or commercial.

First Time Buyer Mortgages in Warrington

Starting your journey onto the property ladder? As the leading independent mortgage adviser in Warrington, we offer personalised advice on the different types of first-time buyer mortgages, from fixed-rate to tracker to SVR. Whether you’re looking for the best deals, need help with your mortgage application or are seeking clarity on the current Government schemes for first-time buyers, our mortgage brokers in Warrington are here to assist you.

Moving Home Mortgages in Warrington

When it’s time to move house, handling your mortgage correctly is crucial. At Ascot Mortgages, we aim to make the transition smooth and straightforward as possible. Our advisors specialise in finding mortgage solutions that match your new needs without overwhelming you with jargon or unnecessary complexity, giving you peace of mind as you prepare to move.

Mortgage Affordability Calculator

Use this calculator to determine how much you could potentially borrow for a mortgage, based on the typical salary multiples used by most UK lenders.

Get expert advice immediately if...

If any of the above apply to you, it’s a good idea to speak to a mortgage expert before submitting an application. The right adviser can help you navigate the process and improve your chances of approval based on your individual circumstances.

Buy to Let Mortgage Warrington

Investing in property in Warrington? Ascot Mortgages delivers expert advice for buy-to-let investors. Whether you’re purchasing your first rental property or expanding your portfolio, our knowledgeable mortgage advisors can find the best rates and most suitable products for your ambitions. You can trust us to help you maximise your investment potential.

Remortgaging in Warrington

Whether it’s to save money, consolidate debts, or raise funds for renovations, Ascot Mortgages provides bespoke remortgage advice. Our experienced financial mortgage advisers in Warrington will review your current mortgage and compare it against newer options and different interest rates to ensure you’re on the best possible deal.

Self Employed Mortgages Warrington

Applying for a mortgage as someone who is self-employed can look slightly different to someone in traditional employment. Our specialist advisers at Ascot Mortgages understand the self-employed mortgage process inside out and can use their in-depth market knowledge to find competitive deals that consider all forms of income.

Mortgage Options for Over 50s in Warrington

Later in life, mortgage needs can change significantly. Ascot Mortgages offers dedicated advice for over 50s, ensuring you find a mortgage solution that fits your retirement plans. Whether you’re downsizing, unlocking equity in your home or interested in a retirement interest-only mortgage, we’re here to provide expert guidance.

8 Webster Ct, Westbrook Warrington, WA5 8WD

Monday

9:00 am – 5:30 pm

Tuesday

9:00 am – 5:30 pm

Wednesday

9:00 am – 5:30 pm

Thursday

9:00 am – 5:30 pm

Friday

9:00 am – 3:00 pm

Saturday

CLOSED

Sunday

CLOSED

Meet Our Team

Stages of Mortgage Loan Processing

Here at Ascot Mortgages, we can provide guidance every step of the way, making the process of getting a mortgage as smooth as possible. The process involves 4 simple stages:

1. Book Online

Begin your mortgage process with ease by booking an online consultation with one of our top mortgage advisers at a time that suits you. Simply fill in the online form with your name, contact information and what you need advice with. We’ll get back to you with a confirmed appointment.

2. Free Mortgage Appointment

At this initial meeting, our advisers will ask some questions about your financial situation and the property you’re hoping to buy or remortgage. It is the perfect opportunity to ask any questions about the mortgage process. Our advisers are committed to making you feel at ease with no pressure to proceed.

3. Finding a Suitable Product

Our mortgage broker in Warrington will search thousands of mortgage products to find the one that fits your specific needs. We consider all aspects of your financial situation to ensure the recommendation we make is the best possible match.

4. Submit Your Application

Once you’re happy with the product selected, we’ll help you with the entire application process, from submitting the initial paperwork to liaising with lenders on your behalf. Our team ensures everything is processed efficiently and effectively.

FAQs

01/ What documents will I need for my mortgage application in Warrington?

You’ll need to provide identification, proof of income, bank statements, and any other documents that your lender requires. Our team will advise you on the specific documents needed during your initial consultation.

02/ How long does the mortgage process in Warrington take?

The duration can vary based on several factors, including the type of mortgage, the efficiency of the lender, and your personal financial circumstances. Typically, it can take anywhere from a few weeks to a couple of months.

03/ How much deposit do I need for a mortgage in Warrington?

The minimum deposit generally starts at around 5% but can vary greatly depending on the type of mortgage and your financial situation. Our advisers will help you understand exactly how much you’ll need to secure your mortgage.

04/ Can I get a second mortgage in Warrington?

Yes, second mortgages are possible, and they can be arranged for a variety of purposes, including debt consolidation or home improvements. We’ll guide you through the options available to ensure you make the best decision.

05/ How does the mortgage process in Warrington actually work?

From your initial consultation to the final approval, our team supports you at every step. We assess your financial situation, search the market to find a suitable mortgage for you, and handle the application and communication with the lender for you.

06/ How does our free mortgage consultation in Warrington work?

During this initial consultation, we’ll discuss your needs, answer any questions you have, and outline the possible paths forward. This session is designed to provide clarity and help you make informed decisions about your mortgage.

We Search 1000s of Mortgages in Warrington

Choose Ascot Mortgages for a comprehensive, customer-first approach to finding your ideal mortgage. With access to thousands of products and a commitment to tailored advice, our independent mortgage brokers in Warrington are your best choice for finding a mortgage that suits your needs. Book your consultation today.

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Independent Mortgage Adviser in Warrington

Who we are

Why choose us

Your Mortgage Options in Warrington

First Time Buyer Mortgages in Warrington

Moving Home Mortgages in Warrington

Mortgage Affordability Calculator

You could borrow up to

Most lenders would consider letting you borrow

Some lenders would consider letting you borrow

A minority of lenders would consider letting you borrow

Buy to Let Mortgage Warrington

Remortgaging in Warrington

Self Employed Mortgages Warrington

Mortgage Options for Over 50s in Warrington

Meet Our Team

Stages of Mortgage Loan Processing

1. Book Online

2. Free Mortgage Appointment

3. Finding a Suitable Product

4. Submit Your Application

FAQs

01/ What documents will I need for my mortgage application in Warrington?

02/ How long does the mortgage process in Warrington take?

03/ How much deposit do I need for a mortgage in Warrington?

04/ Can I get a second mortgage in Warrington?

05/ How does the mortgage process in Warrington actually work?

06/ How does our free mortgage consultation in Warrington work?

We Search 1000s of Mortgages in Warrington