Independent Mortgage Adviser in Knutsford

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What Our Clients Say About Us

5.0 Based on 143 reviews from review us onFlora R. ★★★★★ I worked with Richard (Protection Adviser) for a couple of days to sort out life and critical illness insurance. Absolutely brilliant, he found me and my husband the perfect policy. Very knowledgeable and easy to get on, he definetely makes things easy to understand. Thank you for the great service provided.Debbie P. ★★★★★ Cannot speak highly enough of Ascot Mortgages who have helped me on my journey over the last seven years. They have made the dream property possible twice. Thank you to Alison, Jardelle and all the team. I am very grateful.Areti D. ★★★★★ Absolutely thrilled with the exceptional service provided by Ascot Mortgages Ltd and especially by Natalia Barry! Even though our home purchase hasn't been completed yet, we couldn't wait to share our positive experience. From the moment we reached out, their professionalism and expertise shone through, making the daunting process of securing a mortgage a breeze.Not only did Natalia navigate the intricacies of the mortgage market with finesse, but they went above and beyond by suggesting other high-quality services, including solicitors and insurance providers. This comprehensive approach is making the entire home-buying journey seamless and stress-free.Natalia took the time to understand our unique needs and financial situation, ensuring that the options presented were tailored perfectly.Communication is prompt and clear throughout, leaving us feeling informed and confident at every stage. Natalia had our best interests at heart, going the extra mile to secure a fantastic mortgage deal.We cannot recommend Ascot Mortgages and Natalia highly enough. If you're in need of mortgage assistance, look no further. With their expertise and dedication to client satisfaction, you're in the best hands possible. A huge thank you to Natalia for making our home-buying experience a dream come true!Ashley Cox 1. ★★★★★ Would 100% recommend. Myself and my partner are currently going through the mortgage process as first time buyers. Natalia Barry has dealt with our application from day one. She has always been on hand to help, informative throughout and reliable when we have had questions. She has given us several options and broken them down into simple terms to help us. Natalia has truly been exceptional who deserves every bit of credit. We certainly got lucky having her as our first mortgage consultant.Dominik S. ★★★★★ Alison and the Ascot Team are excellent. I have used them for 5 years now and they deliver the most competitive mortgage deals fast. Just what I need. Thank you!Eric T. ★★★★★ We have dealt with Ascot Mortgages twice. Once for a mortgage about eleven years ago and recently for life insurance.In both cases we were treated with the utmost respect and professionalism.In the case of the life insurance application, we considered ourselves to be problem customers because of our age and numerous health issues.Richard Johnson, who managed this application couldn't have been more helpful.He worked in our best interest and was dedicated to providing an excellent service.We were kept up to date through all of the stages of the application and when our doctors were very slow in producing medical reports for the insurance company he persisted where others might have given up.The service we had from Richard was pleasant and professional throughout some difficult stages.My wife and I have no hesitation in recommending Ascot Mortgages.Zack R. ★★★★★ Having dealt with Ascot Mortgages and Alison for many years now I can say that you wont find a more professional, knowledgeable and efficient company to help with your mortgage. Alison is patient and makes the whole process seem easy. She has the answer to any question you have and seems to genuinely care. I can not recommend enough. I am sure I will be using Ascot Mortgages for years to come.Umair Z. ★★★★★ It has been a fantastic experience to work with both Phil and Jardelle at Ascot Mortgages to secure a mortgage product for my first home. Phil made the mortgage process smooth and easy. They are professionals and know what they are doing. Very pleased with the service and communication. would highly recommend them.Hello at NLP West M. ★★★★★ I needed a buy to let re-mortgage. Ascot were efficient from start to finish. I can recommend them completely especially because they can search the whole spectrum of mortgage lenders and meet the clients needs. never waiting for staff to get back and always kept me in the loop.Onohomen O. ★★★★★ ZHOU J. ★★★★★ It has been a brilliant experience to work with both Phil and Jardelle at Ascot Mortgages to secure a great mortgage product for our next home. Given how challenging the current market is, they have done a fantastic job to meet our needs with their expertise, professionalism and effectiveness. We would highly recommend their services to whom seeks help with their property purchase.Nicholas S. ★★★★★ Fantastic service. Ellie and Jardelle were always quick to reply to any queries and very helpful throughout the process. Highly recommend!Stacey S. ★★★★★ Jason was brilliant to work with! Always on top of the transaction! Would highly recommend 👍Scott ★★★★★ Although I've not bought anything yet, they (Jason in particular) have been super helpful in my search for the right mortgage deal, whilst also giving an honest opinion during these difficult times. Would highly recommend.Sandra I. ★★★★★ Fantastic from start to finish! Natalia and Jason found me the best rate for my remortgage and they were extremely efficient! Best service I’ve ever received from a brokerage company. Thanks so much.Virmantas N. ★★★★★ Amazing service and great communication. Ellie Morgan had quickly completed all requests and over delivered all expectations.Highly recommended for those who want to get the stuff done without any delays!David W. ★★★★★ I have used ascot for 3 renewals since they done helped me with my purchase which was complicated and will continue to use them going forward. Very fair prices and very helpful and knowledgeable even with just general information.Adam B. ★★★★★ Natalia made life very easy for us when remortgaging. Third time using ascot always a breezeTaff G. ★★★★★ Ascot Mortgages have been brilliant. Easy to work with and incredibly helpful. I am always happy to recommend them. Natalia and Jason have made the whole process much easier than I was expecting. Excellent service.Daryl L. ★★★★★ We've had a fantastic experience with Natalia Barry and Jason Jones at Ascot Mortgages for our property purchases and refinancing. Their expertise, coupled with genuine care and understanding of our needs, made the process smooth and stress-free.They were consistently communicative, keeping us informed at every step. Their assistance in consolidating our protection cover was invaluable, simplifying what could have been a complex process.What set them apart was their personal touch – always polite and ready to pick up the phone for a chat. This level of personal engagement is rare and much appreciated.In short, Natalia and Jason are not just skilled professionals but also truly dedicated to their clients. We highly recommend their services to anyone in need of mortgage advice.Sarah A. ★★★★★ I have used this firm for several years and they have always been super helpful and supportive, attentive and resolved issues in really useful ways. Shout out to Alison, Ellie and Jardelle (and the team!)Georgia W. ★★★★★ We worked with Ellie to secure our mortgage and protection, and she was a dream! Being a first time buyer, I was quite clueless about the process, and in a time where mortgage rates have been quite high, she worked right til the end to make sure we were getting our mortgage at the best possible rate and was always available to answer all questions I had. Can't recommend enough 🙂Richard D. ★★★★★ Laura S. ★★★★★ As a first time buyer, trying to navigate through potential mortgages was a very daunting thought. Ascot Mortgages were recommended to me and I've been extremely happy with the service provided. They have guided me through every step and I finally have a mortgage. Very pleased and would recommend.Lucy B. ★★★★★ Having Phil as my mortgage advisor was great from the very start! He is down to earth and speaking to him was always a pleasure. The kindness, compassion and support I have been given all the way through what can be a stressful process was immeasurable. Phil and Jardelle worked as a solid team and was able to make me feel at ease all the way through buying my first home. The team were always available and the communication between everyone was always clear and I felt safe in the hands of the company as a whole. Thank you for helping me buy my first home!js_loader

Finding the right mortgage can be a complex task, but with the help of an independent mortgage advisor in Knutsford, the process becomes significantly easier. Whether you are a first-time buyer, looking to remortgage, or seeking a buy-to-let property, a professional mortgage advisor in Knutsford can provide you with personalised advice tailored to your specific needs. In this comprehensive guide, we will explore the various mortgage options available in Knutsford, outline the stages of the mortgage process, and answer frequently asked questions to help you make informed decisions.

Your Mortgage Options in Knutsford

Natalia Barry

First-Time Buyer Mortgages in Knutsford

As a first-time buyer, navigating the mortgage market can be overwhelming. An independent mortgage advisor in Knutsford can help you understand your options and find the best mortgage deals tailored to your financial situation. They will guide you through the process, ensuring you get the most favourable terms and rates available.

Moving Home Mortgages in Knutsford

If you are planning to move to a new home, securing the right mortgage is crucial. A mortgage broker in Knutsford can assist you in finding competitive mortgage products, making your home-moving experience as smooth as possible. They will assess your current mortgage and help you transfer or switch to a new deal that suits your needs.

Buy to Let Mortgage Knutsford

Investing in a rental property can be a lucrative venture, but it requires careful financial planning. A financial mortgage adviser in Knutsford can offer expert advice on buy-to-let mortgages, helping you understand the risks and benefits. They will find mortgage deals that maximize your investment returns and ensure you comply with all regulatory requirements.

Remortgaging in Knutsford

Remortgaging can be an excellent way to save money on your existing mortgage. Whether you want to secure a lower interest rate, release equity, or switch to a more flexible mortgage product, a mortgage advisor in Knutsford can help. They will review your current mortgage and explore the best remortgaging options available to you.

Self-Employed Mortgages Knutsford

Being self-employed presents unique challenges when applying for a mortgage. Lenders often require more documentation and proof of income stability. An independent mortgage advisor in Knutsford understands these challenges and can help self-employed individuals find suitable mortgage products. They will guide you through the documentation process and present your financial situation in the best possible light to lenders.

Mortgage Options for Over 50s in Knutsford

For individuals over 50, finding the right mortgage can be crucial for retirement planning and securing your future. A mortgage broker in Knutsford can provide tailored advice on mortgages designed for older borrowers. Whether you are looking to downsize, release equity, or find a retirement interest-only mortgage, professional guidance can make a significant difference.

Get a Great Deal on Your Mortgage in Knutsford

Working with a mortgage advisor in Knutsford ensures you have access to the most competitive mortgage deals. Advisors have extensive knowledge of the market and strong relationships with lenders, enabling them to negotiate favourable terms on your behalf. By understanding your financial goals and circumstances, they can identify the best mortgage products for you.

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8 Webster Ct, Westbrook Warrington, WA5 8WD

Monday

9:00 am – 5:30 pm

Tuesday

9:00 am – 5:30 pm

Wednesday

9:00 am – 5:30 pm

Thursday

9:00 am – 5:30 pm

Friday

9:00 am – 3:00 pm

Saturday

CLOSED

Sunday

CLOSED

Meet Our Team

Stages of Mortgage Loan Processing

Book Online

Booking an appointment with an independent mortgage advisor in Knutsford is the first step towards securing your mortgage. Many advisors offer online booking services, allowing you to schedule a consultation at your convenience.

Free Mortgage Appointment

A free mortgage consultation is an excellent opportunity to discuss your financial situation and mortgage requirements. During this appointment, your mortgage advisor in Knutsford will assess your needs and provide initial advice on suitable mortgage products.

Finding a Suitable Product

Based on your consultation, the mortgage advisor in Knutsford will research and recommend the best mortgage options available. They will consider factors such as interest rates, repayment terms, and lender requirements to find the most suitable product for you.

Submit Your Application

Once you have chosen a mortgage product, your advisor will help you prepare and submit your application. They will ensure all necessary documents are included and liaise with the lender on your behalf to facilitate a smooth application process.

FAQ

When applying for a mortgage, you will need to provide various documents, including proof of identity, proof of address, income verification (such as payslips or tax returns for the self-employed), and bank statements. Your mortgage advisor in Knutsford will provide a detailed list of required documents.

The mortgage application process can vary, but it typically takes between 4-8 weeks from the initial consultation to mortgage approval. Factors such as the complexity of your application and the responsiveness of the lender can affect the timeline. Your mortgage broker in Knutsford will keep you informed throughout the process.

The required deposit for a mortgage depends on the lender and the type of mortgage you are applying for. Generally, a deposit of at least 5-10% of the property’s value is required. However, a larger deposit can result in better mortgage terms. Your mortgage advisor in Knutsford will help you determine the deposit amount needed for your specific situation.

Yes, it is possible to get a second mortgage in Knutsford. This can be for various purposes, such as buying an additional property or releasing equity from your current home. An independent mortgage advisor in Knutsford can provide advice on second mortgage options and help you navigate the application process.

The mortgage process involves several stages, including initial consultation, finding a suitable mortgage product, submitting your application, and receiving a mortgage offer. Your mortgage broker in Knutsford will guide you through each step, ensuring you understand the process and have the necessary information to make informed decisions.

A free mortgage consultation is designed to provide you with initial advice and assess your mortgage needs. During the consultation, your independent mortgage advisor in Knutsford will discuss your financial situation, explain different mortgage options, and answer any questions you may have. This helps lay the groundwork for finding the right mortgage product for you.

We Search 1000s of Mortgages in Knutsford

An independent mortgage advisor in Knutsford has access to thousands of mortgage products from a wide range of lenders. They will compare different options to find the best deals tailored to your needs, ensuring you get the most competitive rates and terms available.

Contact

For personalised mortgage advice and to explore your options, contact a professional mortgage broker in Knutsford today. Whether you are a first-time buyer, looking to remortgage, or interested in a buy-to-let property, expert guidance can make a significant difference in securing the best mortgage deal for your circumstances. Book your free consultation now and take the first step towards finding the perfect mortgage solution in Knutsford.

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