What Our Clients Say About Us
Looking for a reliable mortgage advisor in Wigan? At Ascot Mortgages, we bring over 40 years of experience to help individuals, couples, and families across Wigan secure the most suitable mortgage deals. As independent mortgage brokers in Wigan, we take the stress out of securing finance, offering straightforward advice and full support throughout the process.
Whether you’re buying your first property, moving home, remortgaging, or investing in a buy-to-let, our expert advisors offer free, no-obligation consultations tailored to your needs. We make mortgages in Wigan simple, accessible, and stress-free.
We understand that choosing a mortgage is one of the most significant financial decisions you’ll ever make. That’s why we offer an independent, client-first approach designed to give you peace of mind and the best possible outcome.
Our mortgage brokers in Wigan offer:
Complete support from first contact to mortgage completion
Whether you’re buying, refinancing, or investing, we tailor our advice to match your life stage and financial goals.
If you’re buying your first home or relocating in or around Wigan, we’re here to guide you through the entire mortgage process, from understanding deposit requirements to securing your agreement in principle.
Use our Mortgage Affordability Calculator to see how much you might be able to borrow, then let us create a plan to make your property dreams a reality.
If your existing mortgage deal is coming to an end, or you’re looking to unlock equity, remortgaging could help you save money or fund renovations. We’ll review your current arrangement and help you find a better deal with minimal disruption.
With Wigan’s rental demand growing steadily, landlords have strong incentives to invest. Whether you’re buying your first rental property or managing a large portfolio, we can advise on buy-to-let mortgages that match your investment strategy.
Try our Buy-to-Let Mortgage Calculator to estimate your borrowing potential.
Need to act quickly on a property purchase? Our bridging finance solutions are ideal for auctions, renovation projects, or chain breaks. Learn more about our bridging finance services and how we help you secure fast funding when time matters most.
If you’re 55 or older and want to release cash from your property, equity release could be an option. We provide clear, impartial advice so you can make a confident and informed decision.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Start with a no-obligation chat. Schedule your appointment online or over the phone and speak directly with a mortgage advisor in Wigan.
We’ll review your income, expenditure, credit profile, and long-term plans to tailor your mortgage strategy.
As independent brokers, we compare hundreds of mortgage products, including exclusive deals, to find the one that suits your situation best.
We complete the paperwork, liaise with the lender, and keep everything on track so you don’t have to worry.
After completion, we’re still here, whether it’s to help with rate reviews, overpayments, or your next property move.
With excellent commuter links to Manchester and Liverpool, Wigan offers both affordable homes and strong property investment opportunities. Whether you’re buying in Standish, Hindley, or central Wigan, our advisors understand the local market, regional lending criteria, and the factors that affect approvals.
We also collaborate closely with local estate agents, solicitors, and valuers to deliver a more connected mortgage experience for our clients.
You’ll need ID, proof of income (e.g. payslips or tax returns), bank statements, and details of any outstanding loans or debts.
This depends on the type of mortgage and your credit history. Many lenders accept deposits as low as 5% (95% LTV), but a larger deposit may secure better rates.
With our help, you can usually get an agreement in principle within 24 to 48 hours. Full completion depends on the property and lender but typically takes a few weeks.
Yes. We work with specialist lenders who consider applications from those with CCJs, defaults, or other credit challenges.
Yes – all our consultations are 100% free and come with no obligation to proceed. We’re here to offer advice, not to push you into a decision.
If you’re ready to explore mortgages in Wigan, our friendly, experienced team is here to help. Get in touch to book your free consultation today and let Ascot Mortgages guide you through the process with confidence and clarity.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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