What Our Clients Say About Us
Whether you’re buying your first home, remortgaging, or investing in property, having a knowledgeable mortgage advisor in Merseyside can make all the difference. At Ascot Mortgages, we’ve supported clients across the region for over 40 years, helping them secure the right mortgage with confidence and clarity.
As independent mortgage brokers in Merseyside, we pride ourselves on offering impartial advice tailored to your goals. Our customer-focused approach, combined with whole-of-market access, means we can recommend the most suitable mortgage solutions and guide you through each step of the process with ease.
We understand that finding the right mortgage is about more than just securing the lowest rate — it’s about matching the right product to your lifestyle, finances, and future plans. That’s why our Merseyside mortgage advisors offer:
End-to-end support from application to mortgage completion.
From vibrant cities to seaside towns, Merseyside offers a diverse property market. Whatever your circumstances, we can help.
Getting onto the property ladder or moving to your next home? We’ll explain every step of the journey and help you understand what you can afford, what deposit you’ll need, and how to choose the right product.
Use our Mortgage Affordability Calculator to get a quick indication of what you could borrow, then let us build a tailored mortgage plan around your circumstances.
If your fixed rate is ending, or you want to raise capital for home improvements or debt consolidation, remortgaging could save you thousands. We’ll compare deals from across the market and manage the switch on your behalf.
Merseyside’s rental market is strong – from Liverpool city centre to suburbs like Birkenhead and St Helens. Whether you’re investing in your first buy-to-let or expanding your portfolio, we’ll help you understand rental yield, lender criteria, and tax implications.
Estimate your borrowing with our Buy-to-Let Mortgage Calculator.
If you’re buying a property at auction or need fast funding to complete a transaction, a bridging loan could provide a short-term solution. Our bridging finance advisors will match you with flexible lenders who work to tight deadlines.
If you’re over 55 and looking to release tax-free cash from your property, equity release may be worth exploring. We offer clear, no-pressure guidance to help you understand the pros, cons, and long-term implications.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Get started with a no-obligation consultation. We’ll listen to your goals and explain how we can help, with flexible appointments online, by phone, or in person.
We’ll assess your income, expenses, credit history and goals to determine how much you can realistically borrow and what types of products may suit you best.
Our mortgage brokers in Merseyside search the whole market to find competitive and suitable options for you, whether it’s your first home or fifth.
We’ll complete and submit your application, liaise with the lender, and ensure everything is in place so you can focus on your move, not the paperwork.
After completion, we remain on hand to advise you on overpayments, deal renewals, or future mortgage changes.
From Liverpool’s thriving city centre to areas like Formby, Southport, and Wirral, Merseyside offers a variety of property types and buyer demographics. Our deep understanding of local house prices, lending preferences and property hotspots means we can give mortgage advice that reflects the realities of your area.
We also work closely with regional estate agents, valuers, and conveyancers to ensure a smooth and connected home-buying journey.
Typically, you’ll need proof of income, photo ID, bank statements, and details of any credit or loan commitments. We’ll give you a full checklist before you apply.
Many of our clients receive an agreement in principle within 24 to 48 hours. Full mortgage approval and completion usually take a few weeks depending on circumstances.
Yes. Some lenders offer 95% loan-to-value mortgages. Your credit score and income will determine your eligibility, and we can help you assess what’s realistic.
Yes. As independent brokers, we work with specialist lenders who cater to applicants with less-than-perfect credit histories.
Absolutely. All of our consultations are free, and there’s no pressure to move forward unless you’re ready.
If you’re looking for advice about mortgages in Merseyside, Ascot Mortgages is here for you. Our friendly, independent advisors are ready to guide you through every stage, from your first enquiry to successful completion. Contact us today to arrange your free consultation and start your mortgage journey with confidence.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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