What Our Clients Say About Us
Finding the right mortgage in Lancashire doesn’t need to be complicated. At Ascot Mortgages, we simplify the process by offering independent, expert advice tailored to your specific goals. With over 40 years of experience, our trusted team of mortgage brokers in Lancashire helps homebuyers, landlords, and homeowners access the best mortgage deals available.
As a dedicated mortgage advisor in Lancashire, we’re here to guide you every step of the way – from comparing rates and lenders to submitting a successful application. Whether you’re a first-time buyer or looking to remortgage, we offer free consultations, no-obligation advice, and a personal, client-focused approach.
Choosing Ascot Mortgages means working with experts who put your interests first. Our mortgage brokers in Lancashire provide:
Honest, transparent guidance throughout the mortgage journey.
Whether you’re taking your first step onto the property ladder or expanding your portfolio, our tailored services are designed to match your needs.
The property market can feel overwhelming, especially if it’s your first purchase or you’re moving home. We’ll help you understand how much you can borrow, what deposit is required, and which lenders fit your situation. Use our Mortgage Affordability Calculator for a quick estimate, then let our advisors develop a personalised strategy to help you secure your dream home.
If your current mortgage deal is coming to an end or you want to unlock equity, we’ll compare offers from across the market to help you remortgage on more favourable terms. Our experts handle the process smoothly, minimising paperwork and avoiding costly delays.
Lancashire’s growing rental market presents strong opportunities for landlords. Whether you’re buying your first investment property or managing a large portfolio, we offer expert advice on buy-to-let finance. Check how much you could borrow with our Buy-to-Let Mortgage Calculator.
Need fast access to funds for a property auction, chain break, or refurbishment? We arrange bridging loans tailored to tight timelines and unique property circumstances. Find out more about our bridging finance solutions.
If you’re looking to release tax-free cash from your home, our equity release advisors can guide you through your options. We’ll explain the pros and cons so you can make an informed decision about retirement lending or helping family.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Our proven five-step process takes the stress out of arranging a mortgage in Crewe.
Start with a free, no-obligation conversation with a mortgage advisor in Lancashire. Book online or contact us directly to schedule a time that works for you.
We assess your income, expenditure, credit score, and financial goals. This helps us identify the best mortgage options based on your unique profile.
We conduct a comprehensive search of the mortgage market, including both high-street banks and niche lenders, to find the most suitable products for you.
From document checks to liaising with lenders, we take care of the admin so your application is submitted quickly and accurately.
Even after your mortgage is approved, we’re here to help with overpayment advice, future remortgaging, or rate reviews.
From historic market towns like Clitheroe and Lancaster to bustling centres such as Preston and Blackburn, Lancashire offers a diverse property landscape. We understand the local housing market, regional trends, and lending criteria that affect homebuyers and investors in the area.
Our strong relationships with local estate agents, valuers, and legal professionals also ensure a more efficient, seamless mortgage experience for our clients.
You’ll typically need proof of income, ID, address, and bank statements. We’ll provide a full checklist tailored to your situation.
Yes. Some lenders offer 95% loan-to-value (LTV) mortgages. We’ll help you explore your options and eligibility.
Many clients receive an agreement in principle within 24 to 48 hours. From application to completion, it typically takes a few weeks, depending on the lender and property.
Absolutely. We work with specialist lenders who consider applicants with poor credit, CCJs, or past defaults.
Yes. All initial consultations with Ascot Mortgages are free and there’s no pressure to proceed unless you’re ready.
If you need more advice on mortgages in Lancashire, Ascot Mortgages is here to help. Whether you’re buying, remortgaging, investing, or releasing equity, we offer a friendly, professional service with no hidden fees or obligations. Contact us today to book your free consultation and get expert mortgage advice tailored to your needs.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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