What Our Clients Say About Us
Welcome to Ascot Mortgages, your trusted independent mortgage advisor in Chester. With over 40 years of experience, we simplify the mortgage process from start to finish. Whether you’re buying your first home, remortgaging, or need specialist funding, our independent mortgage brokers in Chester are dedicated to finding you the best rates, customised deals, and a hassle‑free experience.
Choosing the right mortgage broker is vital. At Ascot Mortgages, we provide:
Our services cover every stage of the property journey:
Navigating the property market as a first-time buyer can be daunting. We’ll help you navigate early stages – from deposit requirements to product selection and AIP (Agreement in Principle). Use our Mortgage Affordability Calculator for a quick view of what you could borrow, then let us help you secure the right deal.
Save by switching mortgage deals. We guide you through lender exit fees, new rate options, and lock‑in periods. Find out if remortgaging could save you.
Looking to invest? Our Chester mortgage brokers advise through rental income assessments, affordability, tax implications, and portfolio management for those looking for buy-to-let deals.
If retirement planning or home improvements are your goal, our equity release experts explain your options clearly with no pressure to proceed.
Need fast access to funds? We arrange bridging loans for property chains, renovations, or commercial funding gaps.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Schedule a chat via our website. You can book a free consultation at a time that suits you.
We get to know your financial background, property plan, and future goals.
As independent Chester mortgage brokers, we have access to a wide lender panel, including high street banks, specialist lenders, and exclusive deals.
Receive clear, jargon‑free advice with application help and document checks.
Even post‑completion, we remain your mortgage advisor, offering support with future remortgaging, overpayments, or rate reviews.
As a dedicated Chester mortgage broker, we offer a deep understanding of the city’s property landscape. Our knowledge spans everything, from city-centre townhouses to countryside homes, allowing us to provide accurate and realistic mortgage advice based on local property values. We maintain close working relationships with Chester-based conveyancers, estate agents, and surveyors, ensuring seamless collaboration throughout the mortgage process. Our familiarity with local employment trends, postcode-specific affordability assessments, and planned development zones means we can offer advice that is not only informed by national market conditions but also finely tuned to the Chester area.
You will typically need proof of income, identity, address, and information on your current financial commitments.
The time can vary depending on the mortgage type and your circumstances, but we aim to make it as quick and seamless as possible.
Deposits can start from as little as 5% of the property value, depending on the mortgage type and your financial situation.
Yes, our advisors can help you secure a second mortgage based on your requirements and eligibility.
Our mortgage broker in Chester will guide you through the entire process, from initial consultation to finalising your mortgage.
Absolutely. We work with specialist lenders equipped to accommodate unique circumstances or past credit challenges.
Yes. Every initial chat is completely free with no commitment on your part. Simply book a session with our advisor, and they’ll discuss your needs and how we can assist you without any cost or obligation.
Ready to take the next step in your mortgage journey? If you’re looking for mortgages in Chester, contact us today to set up a personal consultation with a professional mortgage advisor.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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