What Our Clients Say About Us
At Ascot Mortgages, we’re proud to serve as your trusted mortgage advisor in Widnes with over 40 years’ experience guiding clients to the right mortgage solution. Whether you’re a first‑time buyer embarking on the property ladder, remortgaging to save money, or investing in buy‑to‑let opportunities, our customer‑focused service ensures you get clear, expert advice.
We offer a completely free, no-obligation consultation, transparent guidance, and access to competitive rates, helping you make informed decisions about mortgages Widnes.
Our friendly local team understands the Widnes property market and uses that insight to benefit you. Here’s what sets us apart:
We support all property financing needs, including:
Understanding your borrowing capacity is the first step. Use our Mortgage Affordability Calculator to gauge what you can borrow, then let us help secure a firm mortgage offer.
Looking to switch to a better rate? Our experts review your current deal, explore competitive options, and guide you through the process, from handling paperwork to communicating with lenders.
The rental market in Widnes is growing. Our mortgage broker team in Widnes can advise on buy‑to‑let mortgages, rental income expectations, and portfolio mortgages. Check out our Buy-to-Let Calculator to see how much you could potentially borrow.
If you’re aged 55+, equity release might be an option for unlocking funds from your property. We explain all the implications so you can make a fully informed decision.
Need fast funding for auctions or chain breaks? Our team arranges short-term bridging finance tailored to your needs.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Choose a time that suits you – online or by phone.
Our mortgage advisors in Widnes learn about your goals, income, credit, and property plans to tailor a strategy.
As independent mortgage brokers in Widnes, we compare lenders across the UK to find the best mortgage options for you.
We compile your documents, complete lender paperwork, and monitor your application to keep things moving smoothly.
Post-completion, we’ll remain in touch, offering remortgage reviews, help with overpayments, or new lending advice as needs evolve.
Widnes blends suburban living with access to Liverpool and Manchester – perfect for families, professionals, and commuters. We know which lenders favour the type of properties common in Widnes and the local factors affecting valuations, such as nearby schools or transport links.
We also have strong connections with local conveyancers, valuers, and estate agents, smoothing every step towards your dream home.
You’ll typically need proof of identity, income, bank statements, credit history, and evidence of your deposit.
Yes. Some lenders offer 95% LTV mortgages. We’ll advise on your best options based on your situation.
Getting an Agreement in Principle can take 24 to 48 hours. Completion is usually within 6 to 12 weeks, depending on factors like surveys and legal processes.
Yes – our Widnes team works with specialist lenders who consider clients with lower credit scores, defaults, or County Court Judgements.
If you’re looking for mortgage advice in Widnes, look no further than Ascot Mortgages. Benefit from our no-obligation, expert service from a trusted mortgage broker, backed by four decades of experience and unbeatable local knowledge. Contact us today for fast, professional advice.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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