What Our Clients Say About Us
Looking for expert mortgage advice in St Helens? At Ascot Mortgages, our independent, customer-focused team has over 40 years’ experience securing the best mortgage deals. As trusted mortgage advisors in St Helens, we’re dedicated to guiding you through every step, without any pressure and completely obligation-free.
Working with our seasoned professionals gives you a real edge. Our mortgage brokers in St Helens offer:
Guidance at every stage, whether you’re assessing affordability or ready to move on a property.
Whatever stage you’re at, whether you’re buying your first home, moving up the ladder, or investing in property, Ascot Mortgages has the right solution for you:
Starting your journey or stepping up in St Helens? We’ll take the time to understand your circumstances and help you explore deposit options, affordability, and the best mortgage product. Try our Mortgage Affordability Calculator to get an immediate estimate of what you could borrow before we personalise your application strategy.
If your current deal’s ending or you want to release equity, our remortgage specialists can help you compare rates, maximise savings, or consolidate debts.
With St Helens growing as a rental market, we support new and experienced landlords with mortgage advice tailored to rental income and investment goals. Our buy-to-let mortgage service dives into strategy, lender criteria, and regulatory requirements. Use our Buy-to-Let Calculator to see how much you could potentially borrow.
Looking to unlock some of your home’s value? If you’re over 55, our equity release service offers clear guidance on accessing funds for retirement, home improvements, or family support.
Need fast funding for chain breaks, property refurbishments, or commercial initiatives? Our bridging finance offers flexible short-term loan options that could be ideal for your situation.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Simply contact us to schedule your free consultation at a time that suits you with a local mortgage advisor in St Helens.
We’ll review your earnings, outgoings, credit history, and financial goals to understand what you can afford and which type of mortgage fits best.
Armed with detailed insight, we’ll search across high-street and specialist lenders to source the most competitive mortgage solution available.
Managing paperwork and liaising with lenders is handled for you. We ensure the process is efficient and keep you informed every step of the way.
After completion, our advisers remain available to help with overpayments, rate reviews, and future property plans.
From the historic Market Square to newer developments in Parr or Moss Bank, St Helens presents a diverse housing landscape. Our in-depth knowledge of local values, growth areas, and lender preferences means we deliver advice that reflects real market conditions. We work closely with local estate agents, valuers, and conveyancers to streamline your purchase or refinance experience.
You will need to provide proof of income, identity, address, and other financial details. The exact documents required can vary, so we will advise you based on your specific circumstances.
The duration of the mortgage process can vary depending on several factors, including the type of mortgage and the lender’s criteria. Typically, it can take several weeks from application to approval.
The required deposit can vary widely, but generally, you will need at least 5-20% of the property’s purchase price. Higher deposits can often secure better mortgage rates.
Yes, it’s possible to get a second mortgage on another property as an investment or holiday home. Our advisors can guide you through the requirements and implications.
Yes – our mortgage brokers in St Helens regularly work with specialist lenders who consider applicants with previous credit problems.
Every advice session is free and without obligation. It’s simply a chance to understand your options before choosing how to proceed.
If you’re looking for a trusted mortgage advisor, our expert team at Ascot Mortgages in St Helens is ready to help with competitive mortgages. Contact us to arrange your free, no-obligation consultation today.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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