What Our Clients Say About Us
Ascot Mortgages stands out as a leading independent mortgage advisor in Manchester, offering a comprehensive range of services tailored to meet your property financing needs. Whether you’re buying your first home, moving to a new property, or expanding your investment portfolio with a buy-to-let property, our team of expert mortgage advisors in Manchester are here to guide you through every step of the process and unlock the most competitive rates across the market.
With decades of industry knowledge, we understand the challenges and opportunities of the Manchester property market. As a fully independent firm, we provide:
Buying your first home or moving up the ladder? Our experts make the process easy by guiding you through mortgage affordability, deposit planning, and lender approval. Use our handy Mortgage Affordability Calculator to get a quick estimate, then let us help you secure the right deal based on your budget and circumstances.
Thinking of switching to a better rate? Our remortgage experts will assess your current deal, exit fees, and options to ensure you’re not overpaying. We help you remortgage smoothly, whether to save money, consolidate debts, or release equity.
Manchester’s rental market is thriving. If you’re investing in property, our mortgage brokers in Manchester will guide you through lender criteria, affordability checks, and your legal obligations as a landlord, regardless of whether you’re starting with a single property or growing a portfolio.
If you’re aged 55+ and looking to unlock capital from your home, our equity release specialists provide no-pressure advice tailored to your needs. Whether you want to supplement retirement income or fund a big life goal, we ensure you understand all your options.
Need quick funding for a property purchase, renovation, or chain break? Our short-term lending team can source fast bridging finance designed around tight deadlines and unique circumstances.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Getting started is easy. Book a no-obligation consultation through our contact page and choose a time that suits your schedule.
We take time to understand your full financial picture – including income, debt, goals, and property plans – so we can find the most suitable solution.
As independent mortgage brokers in Manchester, we aren’t tied to any one lender. We search across mainstream banks, niche providers, and exclusive deals you won’t find on the high street.
From form-filling to document checks and lender liaison, we manage your application process with complete transparency and care, avoiding common delays or surprises.
Our support doesn’t end at mortgage approval. We’ll be here to help with overpayments, future rate reviews, or future remortgaging, whenever you need us.
We understand that the Manchester property market is diverse – from vibrant city-centre apartments in Deansgate and Ancoats to family homes in suburbs like Didsbury, Chorlton and Sale. We tailor our mortgage advice to suit your postcode, budget, and lifestyle, ensuring our recommendations are always realistic and relevant.
With close relationships across Manchester’s legal, valuation, and property sectors, we help streamline the process and solve any snags before they cause delays.
Typically, you’ll need proof of income, identity documents, address proof, and details of your financial history.
This varies, but with the right documents and our expert guidance, approval can be quicker than you think.
Some lenders offer mortgages from 5%, depending on your circumstances. We’ll explain what works best for you.
Yes. Whether it’s for a second home or investment, we can explore your eligibility and options.
Yes. We work with lenders who consider applicants with past credit challenges and help present your case clearly.
Absolutely. All initial consultations are free with no pressure to proceed.
Looking for a reliable mortgage advisor in Manchester? Ascot Mortgages is here to help. Book your free, no-obligation consultation and take the first step toward finding the perfect mortgage solution for your needs. Contact us today.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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