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A specialist mortgage broker can be instrumental in your mortgage quest. With in-depth knowledge of the market and access to contractor-friendly lenders, they can steer you towards the best deals and navigate the complex income assessments that accompany a mortgage for contractors.
Eligibility criteria for an IT contractor mortgage can vary between lenders. Generally, you’ll need to provide proof of your contract rate, show consistency in your work, and often have at least a year’s worth of contracts behind you. Some lenders may require a larger deposit or offer less competitive rates, but a specialist broker can help you find a lender whose criteria you meet.
Securing a mortgage as an IT contractor doesn’t have to be a herculean task. With the right advice, lender, and broker, you can navigate the mortgage maze and find your way to a new home. If you’re ready to take the next step or need tailored advice, contact Ascot Mortgages at 01925 711558 or [email protected]. Your dream home may be closer than you think.
Alison Gibson is a seasoned mortgage expert at Ascot Mortgages, specialising in providing bespoke mortgage advice to professionals across the UK. To find your match and start your journey towards your ideal mortgage, you can reach out to us directly at 01925 711558 or send an inquiry through our online platform.