
Is mortgage protection insurance worth it?
Taking out a new mortgage, whether you’re a first time buyer or a second home owner, is a big financial decision. It shouldn’t
Ascot Mortgages Review on
Welcome to Ascot Mortgages, a trusted mortgage adviser in Warrington. We’re proud to serve the North West, but we also provide personalised mortgage advice and brokerage services to customers nationwide.
We’re a family-run business with over 17 years of experience in the mortgage industry. So you can trust us to help you find the perfect financing solution, whether you’re buying your first home, a commercial property or embarking on an ambitious self-build.
Ready to get started? Contact us for free, no obligation mortgage advice.
Our services include:
Whatever your situation and however big or small your plans, Ascot Mortgages can help you secure the finance you need.
Our experienced mortgage advisers can guide you through your options for buying your first home, or secure you a great deal when it’s time to remortgage your existing home.
You might be a self-builder working on a grand design, a retiree looking to unlock equity from your home, or a business owner looking to refinance and restructure.
Whether it’s an interest-only mortgage, equity release product, bridging finance or a specialised mortgage for homeowners aged 55 and over – we can help with it all.
Not sure where to start? Use our handy mortgage calculators to work out how much you can afford to borrow and repay.
Then call our team on 01925 711558 or email [email protected] to arrange an appointment. We’ll take the time to understand your circumstances and provide tailored advice, to help you find a mortgage that meets your needs exactly.
At Ascot Mortgages, our approach is as unique as you are. This is why we offer one-to-one appointments to talk through your requirements with your own expert mortgage adviser.
Once we have the details, we can run through the options available to you – including some of the best mortgage deals on the market.
Ultimately though, it’s about finding financing that’s the right fit for you – now and in the future.
Book your free initial consultation here, and let’s get things moving.
Ascot Mortgages is a family-run business of mortgage brokers in Warrington, although we serve the whole of the UK. We launched in December 2008 and since then, have helped thousands of customers find financing solutions. We’re incredibly proud that most of our customers have either used our services in the past, or have been referred to us by a friend or family member. Meet our friendly, experienced team here.
During your initial consultation, your mortgage adviser will ask you some questions about your circumstances. This includes details of your job and income, financial commitments and of the property you’re hoping to buy or remortgage. We need this information to understand your requirements, so we can provide personalised advice and recommend a suitable mortgage or finance solution.
At Ascot Mortgages, our initial consultations are completely free and shouldn’t take up too much of your time. We’re happy to give you a call at a time that suits your schedule.
Ideally, you should have the following information to hand ready for your mortgage consultation with us:
A mortgage broker acts as the intermediary between you (the borrower) and mortgage lenders. They assess your needs and financial situation, then search the market for the most suitable mortgage products for you. They even guide you through the application process.
It’s tempting to simply go for a mortgage with your current bank, but this could be a mistake. Unless you know what else is out there, you could end up with a product that’s too costly or is simply a bad fit for you.
This is where our expert mortgage brokers in Warrington come in. They’re not tied to one bank or other provider, so can recommend the best fit for you.
There are a large number of mortgage types available in the UK, including fixed-rate, interest-only, offset, tracker, buy-to-let, green and specialist mortgages. It’s important to get personalised advice to find the right solution that fits your needs.
Ascot Mortgages is proudly based in Warrington, but we offer mortgage advice and brokerage services throughout the UK. So wherever you live or wherever you’re moving to, we can help.
It’s a good idea to get an agreement in principle from a mortgage lender before you start viewing properties to buy. In some cases, estate agents won’t let you view properties without this in place – as they need assurance that you have your finances ready to go.
To start the process of getting your agreement in principle, just get in touch with Ascot Mortgages.
While it may depend on the mortgage product and the lenders, you’ll usually need a minimum of 5% deposit to get a first time buyer mortgage in the UK.
Get in touch with our team for advice on what mortgages you may be eligible for, and take a look at our mortgage affordability calculators too.
Based on a mortgage of £300,000 at 75% LTV and 25 years
Speak with Us | Interest Rate | Mortgage Type | Monthly Repayment Amount | Total Fees | Max LTV |
---|---|---|---|---|---|
![]() | 4.14% | Fixed | £1,219 | £30 | 75% |
![]() | 4.18% | Fixed | £1,216 | £1,025 | 75% |
![]() | 4.18% | Fixed | £1,215 | £999 | 75% |
![]() | 4.20% | Fixed | £1,220 | £1,403 | 75% |
Taking out a new mortgage, whether you’re a first time buyer or a second home owner, is a big financial decision. It shouldn’t
If you’re thinking that a bridging loan might be suitable for your needs, one of the most important things to check before you
Protecting your mortgage is all about having insurance in place that can support you or your loved ones in paying the mortgage if
Every home buyer boasts a distinct narrative with unique needs and aspirations. This underlines the significance of partnering with an adept independent mortgage advisor, such as those at Ascot Mortgages in Warrington. Tailoring solutions, we ease the path for first-time buyers venturing onto the UK’s property ladder. The property realm can indeed be overwhelming, especially if you’re operating on a tight budget or leveraging a familial loan for the mortgage deposit. Fret not, for our extensive access to a diverse array of mortgage offerings ensures we align you with a product that not only fits like a glove but also boosts the likelihood of approval.
For those venturing into non-conventional terrains – be it high-income mortgages, self-employment routes, or schemes like shared ownership and Right to Buy – our expertise proves invaluable. We’re adept at demystifying the complex and connecting you to niche offerings, ensuring your mortgage journey is both seamless and successful.
Contemplating property decisions in your golden years? Ascot Mortgages stands ready to guide you through. Whether you’re aiming to optimise your property assets during retirement or contemplating a home move in your later years, we’re here to assist. Our expert offerings encompass plans like equity release, crafted to bolster your funds and amplify the joy of retirement. Our seasoned advisors are also adept at navigating specialist products tailored for retirees. If you’re an older individual considering a move, we can connect you to top-tier retirement interest-only mortgage providers.
Remortgaging isn’t solely reserved for those on the move. Perhaps you’re nearing the close of your existing mortgage term or eyeing some extra funds? A conversation with our mortgage advisor can shed light on the remortgaging options tailored for you. Whether it’s securing a competitive 5-year fixed rate or trimming down your monthly outgoings, we’re here to help. And if home renovations are on your horizon, we can assist in procuring a remortgage to finance that transformative touch.
Ascot Mortgages goes beyond aiding home buyers. We extend our expertise to the commercial sphere, providing a broad spectrum of mortgage solutions. Whether you’re venturing into commercial property for your enterprise, considering the buy-to-let realm, or making a strategic investment, our tailored advice ensures you secure the most favourable deals.
Navigating the mortgage maze? Ascot Mortgages is here to guide you seamlessly. Simply reach out to us, and we’ll promptly arrange a dedicated appointment with our specialist advisors to address your unique needs.
Get things moving, apply for a mortgage.
Free unbiased mortgage advice is just a phone call away.
Contact us for more information about our mortgage services.
Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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