Category: Mortgages

Commercial property investors face changing market

Commercial property investors face changing marketTwo rising trends that affect property investors are people working from home who do not need office space and the shift to online shopping.

Paragon predicts buy to let growth

The Paragon Banking Group has forecast that, in 2018, their buy to let lending will exceed that of 2017 by as much as 25%.

Government land initiative to make it easier for developers

The government has recently created the Land Assembly Fund and the Small Sites Fund that is designed to release land for developers to build new homes.

Optimistic or pessimistic about buy to let investing?

In recent months there have been contradictory headlines about the buy to let market. Some media are pessimistic, saying that there is a mass exodus by landlords from the buy to let, whilst other headlines are more positive declaring that buy to let remains a solid type of investment.

Commercial mortgages affected by broadband speed

Many business owners will not consider a commercial property lease without first checking broadband speeds.

Is paperless the future of mortgages?

RBS, NatWest and Ulster Bank have been using technology to complete paperless mortgages. These were launched in 2017, and now RBS has reviewed its paperless mortgages and concluded that on average paperless mortgages reduce the time it takes to complete a mortgage application by eleven days.

Buy-to-let mortgage rates rise

In August the Bank of England increased its base interest rate by 0.25%. This rate rise has led to buy-to-let mortgage rate increases

Will technology disrupt mortgage industry?

According to Intelenet Global Services, there are a number of businesses that aim to use technology to disrupt the process of buying property.

Lord Fox makes case to abolish business rates

Liberal Democrat Lord Fox has argued against the business rates system

Buy to let landlords switch to commercial property

An increasing number of landlords are looking at commercial property investing because tax and regulation changes have made buy to let investing more difficult.