Contact Us

Ascot Mortgages are experts in arranging mortgages for customers, including customers who are looking to buy their housing association property through the right to acquire schemes.

As experienced mortgage brokers Ascot Mortgages are the best people to help you arrange your right to acquire mortgage. Offering a free, no obligation, initial consultation, Ascot Mortgages are able to match you up with the best mortgage available to ensure you get the best overall cheapest mortgages to suit your needs.

Right to acquire – the basics

The right to acquire scheme is for tenants in England and Wales and enables people to buy their housing association properties. This means that you can get on the property ladder without having to leave the home that you love. Furthermore Ascot Mortgages can arrange your mortgage easily and cost effectively, to ensure that you can benefit from owning your own home without the hassle of moving!

Right to acquire discounts

Not only are you able to get on the property ladder without so much as moving a piece of furniture, you can also benefit from a substantial discount off the purchase price of the property’s market value. This discount can be anything from £9,000-£16,000, or up to 50 percent of the property price, depending on the value of the property. Although there may be some excluding factors, for instance if you have been bankrupt or if the property is sheltered housing for the over 60s, the opportunity to buy your property at a discounted rate is a fantastic opportunity. In addition you can purchase the home jointly or with up to three qualifying adults, so long as they have lived in the property for at least twelve months, meaning that home ownership is even more accessible and affordable.

Contact Us