Three questions first-time commercial property investors should ask
Investing in commercial property can be a good way to make a profit through capital growth and rental income. For the first-time inexperienced
Slow commercial mortgage lenders could lose business
A commercial property loan currently takes around 53 days to complete. For many borrowers, this can be too long. It can be especially
How a bridging finance broker can help property developers
If you develop property, it’s helpful to use a bridging broker to arrange to provide funds to finance your projects.
Using a commercial mortgage to purchase semi-commercial property
A semi-commercial property is one used for both commercial and residential use. An example is a shop with a residential flat above it
Bridging finance can help if your house sale falls through
The nightmare scenario for many people is when the sale of their house fails at the final hurdle, leaving them without the necessary
How bridging finance can help when a loan application has been refused
There are many reasons why someone gets turned down for a traditional loan such as a mortgage or a bank loan. If you
What type of landlord licence do you need?
Seventy councils in England have launched licensing schemes designed to improve the privately rented residential sector. There are now three types of licensing
London office space still in high demand
Fears over Brexit include the possibility that international companies will leave London after Britain leaves the EU. However, this fear has not slowed
How bridging finance can help low cash flow
For businesses feeling the pressure, having a poor or not yet established cash flow can be a major concern. Estimates suggest that as
PRA scrutinises five-year fixed mortgages for buy to let landlords
The Prudential Regulation Authority (PRA) is examining how five-year fixed commercial mortgages are being used for buy-to-let property purchases. They are mainly concerned
Is restaurant property investing at risk?
According to accountancy group UHY Hacker Young, a third of Britain’s largest restaurant groups are not making a profit. This is blamed on
Low interest rates are good news for buy to let landlords
Landlords have come under financial pressure due to increased stamp duty and tax relief reductions. All is not bad news as many lenders
How to protect a commercial mortgage if key individuals die
When taking out commercial mortgages a key individual such as the business owner or a director has a level of responsibility for repaying
Technology companies see need to rent more property
Many technology companies are expanding and there are numerous new technology startups. This has fuelled a high demand for rented commercial property. In
UK commercial property investment rose in January 2018
The latest figures from estate agents Savills reveal that in January 2018, investment in commercial property in the UK rose by 66% to
Commercial mortgage finance for landlords buying semi-commercial property
Due to rising costs, many landlords are looking at diversifying their property portfolio by investing in commercial and semi-commercial property. Semi-commercial property is
Is buy-to-let property investing better than pension investment?
Many people are looking at where to invest money to provide an income when they retire. Some claim that investing in property will
The difficulty of valuing church buildings
Church attendance has fallen, which has resulted in the closing of churches to be sold as commercial property. However, valuations of church buildings
Buying business premises with a commercial mortgage loan
Many startup businesses rent their workplace, but after the business is established for a year or two and running profitably, it could be
Why investors should consider purpose-built student accommodation
According to property partner Gandesha, between 2012 and 2016, investing in purpose-built student accommodation (PBSA) provided returns of 11.8% per year. Dan Gandesha
Options for finding the best commercial mortgage deals
There are many lenders that offer commercial mortgages, but how do you find the best deals? Commercial mortgages can
What are unregulated commercial bridging loans?
Unregulated bridging loans are loans used for commercial purposes such as purchasing commercial property or raising short-term capital. Bridging loans regulated by
What are regulated bridging loans?
Regulated bridging loans are used to purchase property you are living in or intend to live in. The Financial Conduct Authority regulates the
Two factors to consider before applying for a bridging loan
There are many benefits of using bridging finance for a short-term loan, but there are two main considerations to be aware of before
