Is purchasing a house below market value a good idea?
Like all property investors, purchasing a house below market value can be seen as a dream. But there is more detail to the
Finance for Social Housing Tenants
Recently there has been a lot of investors asking about mortgages and finance for Social Housing Tenants. Especially those investors looking to diversify
HMO’s (House in multiple occupation) Mortgage Criteria
HMO’s, despite a lot of universities having to offer a lot more online lectures and less in-person seminars for a period of time
What is the six-month rule for CML mortgage lenders?
Quite simply put, if you purchase a property with or without a mortgage most lenders will require that you own the property for
Can you get a buy to let mortgage with no income?
Most buy-to-let or BTL mortgage lenders base their lending decisions on the amount of rent the property will generate. Many lenders want rents
Is paperless the future of mortgages?
RBS, NatWest and Ulster Bank have been using technology to complete paperless mortgages. These were launched in 2017, and now RBS has reviewed
Will technology disrupt mortgage industry?
According to Intelenet Global Services, there are a number of businesses that aim to use technology to disrupt the process of buying property.
Buy to let landlords switch to commercial property
An increasing number of landlords are looking at commercial property investing because tax and regulation changes have made buy to let investing more
Overseas investors spend £7 billion on London property
According to estate agents Knight Frank, overseas investors paid a total of £7 billion on property deals in London during the first six
Aberdeen commercial property transactions higher than Glasgow and Edinburgh
The Scottish Property Federation has reported that in the second quarter of 2018, commercial property activity in Aberdeen exceeded that of Edinburgh and
How PDR affected the office property market
Permitted development rights (PDR) were introduced in 2015 to allow the conversion of certain types of property from commercial to residential use without
How lenders are helping expat buy to let landlords
There are many UK residents who move to live abroad. Many of them purchase buy to let property to provide an income and
New refurbishment bridging loan with guaranteed BTL exit
Some residential property do not qualify for a buy-to-let mortgage unless it is refurbished. A new type of loan is being trialed to
FBI investigates commercial mortgage fraud
The FBI in the United States is working on a mortgage fraud investigation focusing on the falsification of income from commercial properties.
Some mortgage lenders do not need to see bank statements
Most residential mortgages require borrowers to submit at least three months’ worth of bank statements. Some lenders including Santander, Halifax and Virgin Money
The commercial property market healthy according to TR Property
Marcus Phayre-Mudge At the TR Property Investment Trust AGM said that the commercial property market is in good health. This is reflected in
HMO property specialist valuations
An HMO is more difficult to value than other property, so needs a valuer who has specialist knowledge of HMOs.
More parents predicted to purchase student property in Scotland
Edinburgh property company, Grant Property, has predicted that the number of parents buying buy to let student properties in Scotland will “skyrocket”. This
Property firm warns of difficulties when owning medical properties
Primary Healthcare Properties (PHP) specialises in owning and managing healthcare properties, and its manager Harry Hyman has warned investors that are new to
Auctions provide new opportunities for property investors
Property auctions is that the winning bidder has to complete the purchase within 28 days. If the buyer cannot raise the money by
Brokers frustrated by indecisive lenders
A survey by finance lender LendInvest found that more than half (56%) of brokers said lenders failing to stick to their original decision
Warrington named top North West town for commercial property investors
The Commercial Property Guide 2018 has revealed that the North West England town with the highest average rental yield of 9.54% is Warrington.
Office rents soar in Cambridge
Office rents in Cambridge have risen dramatically so Cambridge is now almost on par with London.
