Phil Greenwood

CeMAP Qualified Mortgage and Protection Advisor

Phil Greenwood is a seasoned CeMAP Qualified Mortgage and Protection Advisor in Warrington with a rich professional journey.

Commencing his career in sales at the age of 16, Phil’s trajectory led him to the financial services realm in 2014, marking a pivotal shift. Phil attained his CeMAP qualifications in 2010, laying the groundwork for his subsequent role as a Mortgage Advisor from 2014 onward.

His ascent within the field has been noteworthy, progressing from a trainee Mortgage Advisor to assuming the responsibilities of a trainee Compliance Officer. Integral to his role were training initiatives for both new and existing advisers, coupled with vigilant monitoring of their performance to ensure compliance with industry standards.

Phil’s advisory scope encompasses residential mortgages, buy-to-let, commercial, bridging finance, and protection, all underpinned by a dedicated customer-centric approach. Adhering to the Financial Conduct Authority’s regulations, he places paramount importance on consumer duty of care. Phil actively stays abreast of the dynamic financial landscape through regular engagements with lenders’ business development managers, online webinars, and forums, ensuring his advice remains current and robust.

Beyond his professional pursuits, Phil is a music enthusiast and a global presence in the online DJ community, sharing his passion for various genres of house music. Family holds a central place in his life, with his son Alfie being a source of joy and inspiration, and his wife Tracey being his confidante. The endearing title of “Papa Phil” from his grandchildren underscores the cherished moments he shares with the younger generation. Outside the financial realm, Phil finds joy in maintaining a balanced lifestyle, enjoying workouts, fishing excursions, and cherished moments with his family.

What do you enjoy most about your work?

I genuinely enjoy helping people navigate what can often feel like a complicated financial world. Supporting clients through major milestones—whether it’s buying their first home, expanding a property portfolio, or securing the right protection—gives me a real sense of purpose. I also enjoy staying on top of the ever-changing financial landscape and using that knowledge to offer clear, confident, and customer-focused advice.

What skills or strengths do you bring to the team?

I bring a strong blend of hands-on advisory experience and compliance knowledge, having worked my way from a trainee Mortgage Advisor to a trainee Compliance Officer. This journey has given me a deep understanding of both client care and regulatory requirements. I’m confident across residential, buy-to-let, commercial, and bridging finance, as well as protection. I’ve also trained new and existing advisers, helping them perform to a high standard. My customer-centric mindset, calm approach, and commitment to staying current through regular industry engagement are key strengths I bring to the team.

What makes your approach to your job unique?

My approach is rooted in genuine care for my clients and a strong sense of responsibility. I take FCA consumer duty seriously and always aim to provide advice that is clear, tailored, and fully up-to-date. I make it a priority to stay connected with lenders, attend webinars, and participate in industry forums, ensuring my guidance is robust and relevant. Clients can trust that I’m not just completing a transaction—I’m supporting their long-term financial wellbeing.

What do you enjoy doing outside of work?

Outside of work, music is a huge part of my life. I’m active in the global online DJ community and love sharing my passion for different genres of house music. Family time is incredibly important to me—whether I’m with my son Alfie, spending time with my wife Tracey, or enjoying the moments that earned me the nickname “Papa Phil” from my grandchildren. I also enjoy keeping fit, going fishing, and generally finding a good balance between work and personal life.

One fun fact about you:

I’m known worldwide in the online DJ community for my mixes and passion for house music—even though by day I’m deep in the world of mortgages and financial services!

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