Category: Insurance

Critical illness advice you can’t afford not to know

Many households are in debt through the likes of credit cards, loans and the mortgage. If the main wage earner is diagnosed with a critical illness and cannot work, they are faced with the burden of how to keep up with

No time like the present for life insurance advice

Although it may be difficult and unpleasant to think about death, we all need to consider how your loved ones would cope financially if and when we die. That’s why now is as good a time as any to benefit from

Your questions answered on income protection insurance

Every year millions of people cannot work because of a serious illness or they have had an accident. If you cannot work, would you be able to cope with paying the bills? If losing your income would mean that you struggle financially, income protection insurance can

Mid-March mortgage insurance advice

Perhaps the worst fear of a mortgage payer is missing payments and then having their home repossessed. Mortgage protection insurance protects the mortgage by covering the repayments if the holder loses their

Nine out of ten do not have income protection insurance

According to Kevin Cash, writing in The Financial Times in February 2017, 90% of the population of Britain does not have any form of income protection. This is

Families of missing mortgage borrowers may be given power of guardianship

MPs are debating the introduction of a new law that gives families of missing persons’ guardianship rights. If a family member goes missing, currently there

Monday morning mortgage insurance advice

OK, so it may not seem like a gentle introduction to your working week, but Mondays represent the start of a fresh seven days, with new ideas and goals, so why not take this opportunity to have a think about your mortgage insurance situation? After all, the mortgage is

Auto-enrolment scheme proposed for income protection insurance

The Institute and Faculty of Actuaries (IFoA) has proposed an auto-enrolment scheme for income protection, reported TheActuary.com in February 2017.

The IFoA believes that income protection insurance can

Wednesday wisdom: Life insurance advice

When an adult member of a family dies, on top of the grief, there can be the added burden of struggling financially. If your family’s lifestyle is wholly or partly dependent on your salary, then life insurance can ensure that your

Five reasons why it makes sense to buy a life insurance policy

There are many reasons to purchase a life insurance policy, but here are five of the biggest: 1. To pay for the funeral According to the