What Our Clients Say About Us
Ascot Mortgages is your local, independent mortgage advisor in Runcorn with over 40 years of experience in helping individuals and families secure the right deal. Whether you’re stepping onto the property ladder for the first time, considering a remortgage, or seeking tailored solutions like buy-to-let or bridging finance, our team of dedicated mortgage brokers in Runcorn is here to guide you.
We take pride in offering a transparent, customer-first approach. Every consultation is free, no-obligation, and designed to give you honest advice tailored to your financial circumstances. Ascot Mortgages makes your property goals easier to achieve.
As an established name in the industry, Ascot Mortgages delivers a comprehensive service built on decades of experience. What truly sets us apart is our unwavering commitment to putting your needs first. Here’s what you can expect:
Whether you’re buying your first home, moving house, or restructuring your finances, we provide expert mortgage advice across all property scenarios:
Buying your first home can be overwhelming, but our Runcorn mortgage brokers make it simple. We’ll guide you through everything – from understanding deposit requirements to securing a Decision in Principle. Need to estimate your borrowing potential? Use our Mortgage Affordability Calculator to get started.
If your current mortgage deal is ending or no longer suits your needs, it could be time to switch. Our team helps you explore your remortgage options, from lower interest rates to releasing equity.
Looking to invest in Runcorn’s growing rental market? We help landlords and property investors secure competitive buy-to-let mortgages that align with rental income strategies, property types, and portfolio expansion goals.
Need funds quickly? Whether you’re renovating a property, covering a chain gap, or buying at auction, bridging finance might be the right solution. Our experts will explain your options and arrange suitable short-term funding.
If you’re considering unlocking value from your home in later life, equity release could provide a lump sum or regular income. We offer unbiased, clear advice tailored to your retirement plans.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Start with a no-obligation consultation at a time that suits you. Simply contact us to get started.
We’ll take the time to understand your financial situation, property plans, and longer-term objectives.
Our Runcorn mortgage brokers access a wide panel of lenders – from high street names to specialist providers – to find the most suitable deals for you.
From initial paperwork to lender liaison, we manage your application and keep everything on track.
Once your mortgage is approved, we remain available for post-completion advice – including rate reviews, overpayments, and future remortgaging.
Our in-depth knowledge of the Runcorn housing market means we’re ideally placed to offer localised advice. From modern riverside apartments to family homes near top-rated schools, we understand the area’s nuances and how they influence mortgage applications.
We work closely with local solicitors, estate agents, and surveyors to streamline your mortgage journey. Our insight into postcode-specific affordability, regional employment trends, and Runcorn’s evolving property scene ensures our advice is grounded, realistic, and relevant.
Typically, proof of income, identity, address, and details of any existing financial commitments.
The timeline varies by mortgage type and provider, but we aim to make the process as efficient as possible. The process can take anywhere from a few weeks to a few months, depending on various factors including lender efficiency and your financial situation.
Most mortgage types require a deposit between 5-20% of the property’s value, though specific requirements can vary.
Yes. Whether for a second home, investment property, or renovation project, we can help explore your options.
Absolutely. We regularly work with specialist lenders experienced in handling applications with past credit issues.
Yes – all initial consultations are 100% free with no pressure to proceed.
If you’re looking for mortgages in Runcorn, our friendly and professional team is ready to help. Contact us at Ascot Mortgages today to arrange your free consultation with an experienced mortgage advisor today.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2025 AscotMortgages.co.uk – All Rights Reserved
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