Independent Mortgage Adviser in Liverpool
What Our Clients Say About Us
When it comes to finding the right mortgages in Liverpool, expert guidance can make all the difference. At Ascot Mortgages, we’ve been helping individuals and families across the North West secure the most competitive mortgage deals for over 40 years. As independent mortgage brokers in Liverpool, we offer honest, impartial advice backed by deep market experience.
Whether you’re stepping onto the property ladder, remortgaging your current home, or investing in property, our mortgage advisors in Liverpool are here to simplify the process. We’ll take time to understand your goals, search the market for the best options, and support you all the way through to completion – all with no pressure and no obligation.
Why Choose Ascot Mortgages?
We believe mortgage advice should be straightforward, transparent, and tailored to your needs. As experienced mortgage brokers in Liverpool, we offer:
- Independent access to a wide range of UK lenders and exclusive deals
- Free, no-obligation consultations that are flexible and easy to book online
- End-to-end support throughout your mortgage journey
- Market insight and lender knowledge tailored to the Liverpool property scene
A commitment to honest advice with no pushy sales tactics.
Your Mortgages in Liverpool
Whether you’re a first-time buyer, moving home, refinancing, or exploring investment opportunities, our service covers all aspects of mortgages in Liverpool.
First-Time Buyers and Home Movers
Buying a home can feel overwhelming, but our experts will guide you through it from day one. We’ll explain everything from deposit requirements and lender criteria to timescales and documentation.
Start with our Mortgage Affordability Calculator to see how much you could borrow, then let us shape a strategy that gets you moving with confidence.
Remortgaging to Save or Release Equity
If your existing deal is coming to an end, or you’d like to raise funds for renovations or other purposes, remortgaging can offer significant savings. Our mortgage advisors in Liverpool will assess your current position, compare deals from across the market, and ensure a smooth switch.
Buy-to-Let Mortgages for Landlords
Liverpool’s vibrant rental market and regeneration areas make it a hot spot for landlords. Whether you’re buying your first investment property or expanding your portfolio, our mortgage brokers in Liverpool will help you find the right buy-to-let mortgage to match your rental goals.
Try our Buy-to-Let Calculator to estimate your potential borrowing power.
Bridging Finance and Short-Term Loans
If time is of the essence, such as buying at auction, funding a renovation, or managing a property chain, bridging loans provide quick access to capital. We’ll match you with flexible, short-term finance solutions suited to your situation. Learn more about bridging finance.
Equity Release for Over-55s
Thinking about unlocking tax-free cash from your home? If you’re over 55, equity release could help you fund retirement, home improvements, or gifts to loved ones. Our advisors offer transparent, pressure-free guidance on whether this option is right for you.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Meet Our Team
Our Mortgage Process
1. Free Consultation
Book your no-cost, no-obligation consultation online or over the phone. We’ll match you with an experienced mortgage advisor in Liverpool at a time that suits you.
2. Financial Review
We’ll assess your income, outgoings, credit history, and goals to get a clear picture of your affordability and borrowing potential.
3. Market Search
We search across hundreds of mortgage products – including high street and specialist lenders – to find the best match for your circumstances.
4. Application and Liaison
From preparing documents to managing communication with lenders, we handle the application process to keep it stress-free and efficient.
5. Completion and Ongoing Advice
Once your mortgage completes, we stay in touch. Whether it’s time to remortgage or you have questions about future plans, we’re here to help.
Mortgage Knowledge That Reflects Liverpool’s Market
With its rich culture, thriving city centre, and expanding residential zones, Liverpool offers a wide variety of property opportunities. From Georgian terraces in the Georgian Quarter to modern apartments in the Baltic Triangle and family homes in Allerton or West Derby, our team understands the local nuances that impact mortgage approvals and rates.
We also collaborate with local solicitors, valuers, and estate agents, which helps streamline your mortgage experience from start to finish.
FAQ
01/ What documents do I need for a mortgage in Liverpool?
You’ll need photo ID, proof of address, income verification (e.g. payslips or tax returns), bank statements, and details of any debts or financial commitments.
02/ Can I get a mortgage with a small deposit in Liverpool?
Yes — we work with lenders offering 95% LTV mortgages. Your options will depend on credit history and affordability, which we’ll help you assess.
03/ How long does the mortgage process take?
With our support, most clients receive a Decision in Principle within 1 to 2 days. The full process usually completes in a few weeks, depending on circumstances.
04/ Do you help with bad credit mortgages?
Yes. We work with specialist lenders who are open to applicants with poor credit, CCJs, or defaults. We’ll help you explore realistic options.
05/ Are appointments really free and no-obligation?
Absolutely. Every consultation with Ascot Mortgages is free, and there’s no pressure to proceed unless it’s the right decision for you.
Contact a Mortgage Advisor in Liverpool Today
If you’re searching for reliable mortgage brokers in Liverpool who understand your needs and the local market, Ascot Mortgages is here to help. Contact us today for a free consultation and see how we can support your next property move with clear advice, competitive deals, and friendly service.
Services
Contact Us
Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. Typically; we will receive commission that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
ICO Registration number is Z1842187
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON ITtypically; we will receive commission
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