Category: Equity Release

Elderly homeowner remortgaging reduces inheritance tax and releases cash for their children

There has been a trend for elderly people to re-mortgage their property in order to give their middle aged families money and reduce

Equity release could provide much needed money as you get older

For many people, their biggest financial asset is their home. For people over 55 who find themselves short of money, equity release is a way to access the money tied up in it. There are two main types of

Renovating property – challenging, but rewarding

Derelict properties can be purchased for low prices and, while restoring a neglected property is not a task that

American accommodation trend arrives this side of the Atlantic

Co-living, a United States living trend, now appears to be growing in Britain.

Landlords investing in

The rise of the 40-year mortgage

BBC News has reported that sales of long-term mortgages of 35 to 40 years are at record levels, and this is costing people tens of thousands of pounds in extra interest payments.

Back in 2001, most mortgages were

7 Top tips for keeping your home warm this winter

As the frost quickly paves it’s way into our days, it is important that we protect our homes against the harsh freeze in the air. In this article, we have compiled a list of useful tips to keep you and your home protected this winter. 1. Prepare your home for winter There are a number...

The need for good Equity Release advice

Equity Release is being investigated as a retirement solution by more and more people. As we live for longer, more of us in retirement are searching for an extra income, worried that our pensions will either not last or provide us with the lifestyle we wanted. For many people, Equity Release is a great option...

Passing on wealth to your family

Though we might not want to consider it, during retirement many of us will start to consider the legacy we are inevitably going to leave behind at some point to our family and others close to us. The idea that we can leave something behind to help those we love can be a great comfort...

Will my pension be enough for my retirement?

How much we each have saved for our retirement is a big topic at the moment. In 2012, the government, responding to concerns about the state of our savings, began to roll out a scheme known as automatic enrolment, which will see everyone offered a workplace pension, between now and 2018. There is currently a...

Quick tips for making Equity Release successful

Equity Release can be a powerful financial option to employ in later life, giving you the freedom to put some of the cash tied up in your property to good use. But just how do you go about making sure that your Equity Release experience is a good one? With our quick tips below, we’ll...